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High risk of surface water flooding

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Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    edited 21 October 2019 at 10:45AM
    Roxanna319 wrote: »
    Yes it is. Solicitor stated that they need to make the lender aware “to see if they have any proposals”.
    The lender need to be happy that the property is good security for their loan.
    Not sure if this is routine or not.
    Absolutely. The solicitor works on behalf of the lender, as well as you.
    The solicitor said “I am concerned about the flood report, please ensure that you read the attach report and confirm how you wish to proceed”.
    So there y'go. They're bringing it to your attention so you can decide if you're happy to proceed. You think that little extra height is adequate protection, so you should be happy.
  • Roxanna319
    Roxanna319 Posts: 18 Forumite
    Lokolo wrote: »
    I had the same. Was the survey with Homeserve/Landmark?.

    Yes it is Landmark. I will enquire what the report will comprise and go from there.

    They’ve written a very alarming report! Which is their job to do based on the actual location of risk. It’s now for me to try and make a balanced decision on it. But I don’t know what to do!
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Roxanna319 wrote: »
    They’ve written a very alarming report!
    Have they? Or have they simply reported back the official position, as determined by the government body responsible?
  • Roxanna319
    Roxanna319 Posts: 18 Forumite
    AdrianC wrote: »
    So there y'go. He's bringing it to your attention so you can decide if you're happy to proceed

    Oooooooo bit of unconscious bias there. Solicitor is a female. :rotfl:

    Sorry! Had to jump on that. Thanks for your thoughts / replies :)
  • Roxanna319
    Roxanna319 Posts: 18 Forumite
    AdrianC wrote: »
    Have they? Or have they simply reported back the official position, as determined by the government body responsible?

    That’s exactly what I said. It’s their job to do.
  • sillyhilly
    sillyhilly Posts: 176 Forumite
    You're probably dealing with the Paralegal at the moment and not the Solicitor.

    The Solicitor wouldn't get bogged down in such trivial matters.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Roxanna319 wrote: »
    Oooooooo bit of unconscious bias there. Solicitor is a female. :rotfl:
    It was a non-gender-specific "he", but you're right - my apologies. It should have been "they".
  • Roxanna319
    Roxanna319 Posts: 18 Forumite
    sillyhilly wrote: »
    You're probably dealing with the Paralegal at the moment and not the Solicitor.

    The Solicitor wouldn't get bogged down in such trivial matters.

    Nope, this was from a direct email from the solicitors direct email address. They are so far very quick and responsive. And things are going quickly, which is great. :)
  • hollie.weimeraner
    hollie.weimeraner Posts: 2,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 October 2019 at 10:55AM
    Don't know if you've seen this but there is information on here about surface water flooding:

    https://www.gov.uk/government/publications/flood-risk-maps-for-surface-water-how-to-use-the-map

    Basically if you input half the postcodes in Britain they will be close to or subject to instances of surface water flooding.

    You can also check flood risk from rivers and the sea on the GOV website. Obviously a lot of people aren't aware of this as they wait for searches before discovering their dream home is in a flood plain
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