High risk of surface water flooding

AdrianC

Roxanna319 wrote: »

Yes it is. Solicitor stated that they need to make the lender aware “to see if they have any proposals”.

The lender need to be happy that the property is good security for their loan.

Not sure if this is routine or not.

Absolutely. The solicitor works on behalf of the lender, as well as you.

The solicitor said “I am concerned about the flood report, please ensure that you read the attach report and confirm how you wish to proceed”.

So there y'go. They're bringing it to your attention so you can decide if you're happy to proceed. You think that little extra height is adequate protection, so you should be happy.

Roxanna319

Lokolo wrote: »

I had the same. Was the survey with Homeserve/Landmark?.

Yes it is Landmark. I will enquire what the report will comprise and go from there.

They’ve written a very alarming report! Which is their job to do based on the actual location of risk. It’s now for me to try and make a balanced decision on it. But I don’t know what to do!

AdrianC

Roxanna319 wrote: »

They’ve written a very alarming report!

Have they? Or have they simply reported back the official position, as determined by the government body responsible?

Roxanna319

AdrianC wrote: »

So there y'go. He's bringing it to your attention so you can decide if you're happy to proceed

Oooooooo bit of unconscious bias there. Solicitor is a female. :rotfl:

Sorry! Had to jump on that. Thanks for your thoughts / replies

Roxanna319

AdrianC wrote: »

Have they? Or have they simply reported back the official position, as determined by the government body responsible?

That’s exactly what I said. It’s their job to do.

sillyhilly

You're probably dealing with the Paralegal at the moment and not the Solicitor.

The Solicitor wouldn't get bogged down in such trivial matters.

AdrianC

Roxanna319 wrote: »

Oooooooo bit of unconscious bias there. Solicitor is a female. :rotfl:

It was a non-gender-specific "he", but you're right - my apologies. It should have been "they".

Roxanna319

sillyhilly wrote: »

You're probably dealing with the Paralegal at the moment and not the Solicitor.

The Solicitor wouldn't get bogged down in such trivial matters.

Nope, this was from a direct email from the solicitors direct email address. They are so far very quick and responsive. And things are going quickly, which is great.

hollie.weimeraner

Don't know if you've seen this but there is information on here about surface water flooding:

https://www.gov.uk/government/publications/flood-risk-maps-for-surface-water-how-to-use-the-map

Basically if you input half the postcodes in Britain they will be close to or subject to instances of surface water flooding.

You can also check flood risk from rivers and the sea on the GOV website. Obviously a lot of people aren't aware of this as they wait for searches before discovering their dream home is in a flood plain