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Who's your S&S LISA with?
JustAnotherSaver
Posts: 6,709 Forumite
Curiosity, nothing else. Since there's not really a million & one providers for the S&S LISA who are all of you reading this thread with for your LISA? If you want to go the extra mile feel free to give a reason why you selected the provider you're with.
I opened mine on release date with Hargreaves Lansdown as at the time i had a S&S ISA with them so it was just easier.
As i look in to making it my main retirement vehicle i'm toying with the idea of using AJ Bell instead. It's 0.25% vs H/L 0.45% yet they charge £1.50 a time. At my current subscription rate that's £18 per year. If this got put in with the % charge so everything was like-for-like then i don't know what it'd bump it to so at the moment i'm unsure whether to stay with H/L or go with AJ Bell. That's basically my thought process behind the thread.
I opened mine on release date with Hargreaves Lansdown as at the time i had a S&S ISA with them so it was just easier.
As i look in to making it my main retirement vehicle i'm toying with the idea of using AJ Bell instead. It's 0.25% vs H/L 0.45% yet they charge £1.50 a time. At my current subscription rate that's £18 per year. If this got put in with the % charge so everything was like-for-like then i don't know what it'd bump it to so at the moment i'm unsure whether to stay with H/L or go with AJ Bell. That's basically my thought process behind the thread.
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Comments
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Mine is with AJ Bell, reason: cost.
I'm already above the level of investment where fees are capped (at £30 per year vs £45 at HL), and only trade twice a year using regular investment (£3 total) for my one ETF. At HL, to benefit from a capped platform fee, I'd need to place full price trades at £11.95 each, or pay a platform fee >£45 for holding funds.0 -
AJ Bell. I don't trade regularly.0
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HL but transferring to AJ Bell for above reasons.0
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AJ Bell because I had to transfer from a Cash LISA (as already made payments in this year and I'm 39).
I have no idea what to do with it when it transfers across though - presumably have to choose some investments.0
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