PLEASE READ BEFORE POSTING

Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Brought a house then broken up a month later. Help?

Options
13

Comments

  • csgohan4
    csgohan4 Posts: 10,587 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Options
    as a buyer I would be wondering why the house is being sold so quickly and what is wrong with property
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • robatwork
    robatwork Posts: 7,094 Forumite
    Name Dropper Photogenic First Post First Anniversary
    Options
    csgohan4 wrote: »
    as a buyer I would be wondering why the house is being sold so quickly and what is wrong with property

    It's pretty common as a buyer to be told there are personal or relationship problems hence the reason for sale. Pretty plausible given the divorce rate and the number of non-marrieds setting up house together.
  • csgohan4
    csgohan4 Posts: 10,587 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Options
    robatwork wrote: »
    It's pretty common as a buyer to be told there are personal or relationship problems hence the reason for sale. Pretty plausible given the divorce rate and the number of non-marrieds setting up house together.

    problem is will the buyer believe the vendor, could also be nuisance neighbors e.t.c always a risk when selling within 6 months of buying
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • kev25v6
    kev25v6 Posts: 235 Forumite
    First Anniversary First Post
    Options
    Tell him you want your deposit back first or you will drag the sale out for years and ruin his credit history with not paying the mortgage. You don’t have to do it but it might be enough to get him to agree with you getting back what you each paid into the house. Take off some to cover the fact that he is not in the house but still paying for it to even it out to be fair though.
  • csgohan4
    csgohan4 Posts: 10,587 Forumite
    First Anniversary First Post Name Dropper Photogenic
    edited 12 January 2019 at 1:41PM
    Options
    kev25v6 wrote: »
    Tell him you want your deposit back first or you will drag the sale out for years and ruin his credit history with not paying the mortgage. You don’t have to do it but it might be enough to get him to agree with you getting back what you each paid into the house. Take off some to cover the fact that he is not in the house but still paying for it to even it out to be fair though.

    It will also ruin the OP's credit history as well, having a repo on file is not something to take lightly. Talk about cutting your nose to spite your face.

    you can certainly threaten the Ex, but it can also be counter productive and they can respond in kind, solicitor, not pay the mortgage e.t.c
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • LittleMax
    LittleMax Posts: 1,406 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Options
    csgohan4 wrote: »
    problem is will the buyer believe the vendor, could also be nuisance neighbors e.t.c always a risk when selling within 6 months of buying

    Alarm bells would be ringing and may cut down on viewings but those that go to see will be able to work out that what they are being told about relationship breakdown is true.

    The first house we bought was being advertised after 6 months. Turned out to be an elderly couple who had bought the house to be near their daughter who was havng a baby but had then found that one of them was strugglng with stairs and they wanted to move to a bungalow. They did in the end move into a bunglow on the same estate - cost them dearly as it was a rising market, but everything seemed to stack up. Anyhow I digress - but wanted to show that people do have genuine reasons for selling so soon and people do buy from them. So don't let that add to your worries OP.
  • SummerSunshine2
    SummerSunshine2 Posts: 92 Forumite
    Options
    Wow so many awful post on this thread.

    What about renting it for a year OP?
  • csgohan4
    csgohan4 Posts: 10,587 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Options
    SummerSunshine2 wrote: »
    Wow so many awful post on this thread.

    What about renting it for a year OP?

    Difference between awful and reality


    Getting a CTL within a month of buying a house is not something that will easily be granted. OP can certainly try and get lodgers, but even if CTL was granted, does the OP want the problems with being a LL?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • John_G_Jones
    John_G_Jones Posts: 542 Forumite
    Options
    CGG wrote: »
    !!!!!! Grow up!
    Relationships come and go every day.
    We all have problems to overcome.
    Indeed, and yours seems to be an anger issue.

    Why write such an aggressive and unhelpful post?
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Options
    SummerSunshine2 wrote: »
    Wow so many awful post on this thread.

    What about renting it for a year OP?

    Please don't do that OP it will just cause even issues of complexity and tax not to mention cost and risk and keeping you connected to your ex. Cut your Losses. Sell up.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 248K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards