Brought a house then broken up a month later. Help?

Slithery

Aliciamilford wrote: »

its not fair.

That wasn't the question.

martindow

Aliciamilford wrote: »

its not fair.

Maybe not, but the OP has received sound advice on how she should proceed. Acting emotionally, no matter how understandable in the circumstances, is not conducive to making good decisions.

Crashy_Time

Lot of negativity in this thread, maybe they will get back together, after all they were together 8 years? OP could increase their income and just keep the house? Lodger? Rent out? AirBnB?

robatwork

Crashy_Time wrote: »

Lot of negativity in this thread,

In 1000 years time, when anthropologists are studying 21st Century forum behaviour, they will cite this post above as the best example of irony they've ever seen.

Comms69

Netballgirl wrote: »

Me and my partner were together 8 years and he proposed in May 2018, we then booked our wedding for June 2019. In the summer we looked at buying a house together. We then completed on this 225k house start of December 2018. He then changed and started acting mean to me. By start of January 2019 he broke up with me. He left and I'm left in the house. We've agreed he'll pay half the bills and mortgage until sorted.

Now we have a 200k joint mortgage, which neither of us want or can afford by ourselves, a house that was only for us both to live together in and doesn't benefit us individually. Issues include he selected a 5 year fixed mortgage which has a £8.5k early repayment fee if we sell. He selected a higher monthly repayment to make the mortgage period shorter and together we could afford individually it's hard. We'll have to pay £3k worth of solicitor and estate agent fees if we sell as well. And we've got to hope that someone pays the same as we did. All in all I'm not convinced I'd get much change from my £11k deposit.

I feel very hard done by as he didn't tell me before buying the house he was having doubts and wanted to break up and said he thought things would improve. I feel like this situation has been caused by him and I don't feel I should also lose my deposit because of his poor decision and not being up front with me. He's saying it's 50 50 and legally I've got no leg to stand on.

Please can anyone help me or give any advice?

I agree with his assessment, legally it's 50 / 50. I agree I doubt you'll get much change from the deposit; but neither will he. I doubt he deliberately wasted his own money just to waste yours.

lindens

Netballgirl wrote: »

I had no reason to not trust him in my eyes everything was great. Why would you buy a house with someone if you wasn't convinced you wanted to be with them. Literally the weeks after competing. If he'd done it the weeks before we wouldn't be looking at losing thousands of pounds. How is that fair?

because you weren't married you need a deed of trust to legally protect yourselves. nobody knows what is round the corner really.

lindens

A lodger sounds like the best way forward for the time being until the dust settles and you decide what is for the best. At least that will help with the financial side of things for a while