We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Lloyd's bank image cheque clearing
Comments
-
I paid a large cheque in to Lloyds and have been told it will be 4 days to clear - why0
-
Maybe a normal sized one would have been quickerpistonvalve wrote: »I paid a large cheque in to Lloyds and have been told it will be 4 days to clear
0 -
Ah, missed out the word value!! Genuinely confused - I thought cheque clearance times had been reduced by the banks to midnight next day.0
-
I've paid a cheque in recently on the Halifax app. Cheque was for £500
Did it on Sunday and it was showing as available the next day.
Must say I was impressed.
I don't think Nationwide has quick clearing yet, I paid some cheques in at the branch on Monday and they will clear tomorrow0 -
pistonvalve wrote: »I thought cheque clearance times had been reduced by the banks to midnight next day.
You thought wrong then. Reduced clearing times have been introduced and are being trialled, but I would expect the vast majority of cheques to still need to go through the usual 2-4-6 clearing just now.0 -
Does anyone know of any other UK banks currently allowing the deposit of cheques by scanning them in or taking a photo via an app ?0
-
Bank of Scotland do, but it's still £500 max cheque with a maximum daily deposit of £1000.Does anyone know of any other UK banks currently allowing the deposit of cheques by scanning them in or taking a photo via an app ?
If you scan your cheque early enough on a working day, is there any chance the funds will be available that evening?0 -
Doesn't this cause problems if the cheque was to bounce though? I always thought that's why cheques took so long to clear? To avoid them bouncing and customers drawings against money they technically didn't have and going possibly overdrawn?0
-
Works really well.
I live in Scotland but dont have any Lloyds branches up here so this is great for me!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards