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Couple: one LISA, one Help to Buy ISA
yamyam89
Posts: 17 Forumite
Hello all
Apologies if this has already been asked - I can't find it if so.
I have a Help to Buy ISA, which was preferential for me as my pension is terrible, so I'm thinking of opening a LISA in the next year or so exclusively for that purpose.
My wife, however, has a good pension. She could open either a LISA or a Help to Buy ISA. We're not looking to buy our first home for a few years yet (we're lucky sorts renting off a family member indefinitely at the moment).
I presume a LISA and a Help to Buy can be combined, despite being a mixed package, like two first time buyers can with two LISAs or two HTB ISAs? I can't find this definitively written down anywhere and while it seems like common sense that they can, to assume is to... etc!
Many thanks for any insight!
Apologies if this has already been asked - I can't find it if so.
I have a Help to Buy ISA, which was preferential for me as my pension is terrible, so I'm thinking of opening a LISA in the next year or so exclusively for that purpose.
My wife, however, has a good pension. She could open either a LISA or a Help to Buy ISA. We're not looking to buy our first home for a few years yet (we're lucky sorts renting off a family member indefinitely at the moment).
I presume a LISA and a Help to Buy can be combined, despite being a mixed package, like two first time buyers can with two LISAs or two HTB ISAs? I can't find this definitively written down anywhere and while it seems like common sense that they can, to assume is to... etc!
Many thanks for any insight!
0
Comments
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Yes, if you're both first-time buyers, one can use a HTB and the other a LISA for the property purchase.0
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Brilliant, thanks!0
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