2018 1% Challenge - 100 ways to make your 1%
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Blackberrycurved wrote: »NUMBER 7 checking in I now have £70 towards my £110. I feel a bit defeated as I'm still £30 off my first 1% and this was supposed to motivate me I don't think I'm trying hard enough so I'm going to do a budget planner tonight - help. Well done all you proper debt buster people.
Blackberrycurved - Well done on getting £70 towards your first 1%. Don't feel defeated if it takes a while, however if it is making it seem like too much of an uphill struggle you could always split your debt and tackle a smaller target for the time being? It's completely up to you. My 1% figure is my debt payment target for the year and not 1% of my total debt, as for me it would be far too depressing using the whole debt figure!! You're doing really well. Keep goingLBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Hello:-)
Would love to join. My debt is 10k so 1% is £100 :eek:
Reading the ways everyone else is managing is really encouraging!0 -
Blackberrycurved wrote: »NUMBER 7 checking in I now have £70 towards my £110. I feel a bit defeated as I'm still £30 off my first 1% and this was supposed to motivate me I don't think I'm trying hard enough so I'm going to do a budget planner tonight - help. Well done all you proper debt buster people.AdventureWanted wrote: »Blackberrycurved - Well done on getting £70 towards your first 1%. Don't feel defeated if it takes a while, however if it is making it seem like too much of an uphill struggle you could always split your debt and tackle a smaller target for the time being? It's completely up to you. My 1% figure is my debt payment target for the year and not 1% of my total debt, as for me it would be far too depressing using the whole debt figure!! You're doing really well. Keep going
Or another way to do it is to concentrate on one debt at a time until the whole debt is more manageable i.e. smallest debt or highest interest, whichever you feel will give you more motivation.Did owe £9,951.96
Now helping hubby pay off loan. Finally paid off :j
Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 20100 -
I agree, I'm just focusing on one debt so I am getting 1-2% a week. If I was doing my whole debt I'd only have got about 2% in the past couple of months.
number 48, 15% paid off surveys. What a big milestone, really pleased with this.0 -
#15 now at 8%Not buying unnecessary toiletries 2024 14/53 UU, 11 IN0
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Hello. #21
I haven't posted in a while, I've reached 17.5% so far.
When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1000 -
I'd like to join, my goal is £3,000 which is half of our wedding budget
So my 1% is £30.00
we want to save up our budget amount before we spend anything
£304.48 already in the account (10%)Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.500 -
#6 at 66%
Belatedly checking in with a total of 66% towards my goal. I've not updated here but I've been keeping count in my bullet journal!
I really need to catch up with you all now
VB x0 -
#21 checking in with an update of 19% so far
When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1000 -
Number 48 checking in with 18% paid, so 82% remaining. About £54 until I am at 20%, really looking forward to that milestone but do wish it was happening faster. Clearing about 10% a month so a long way to go.0
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