We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Silly question time: one investment to buy NOW
aroominyork
Posts: 3,770 Forumite
You have to buy one investment using 50% of your investment wealth to hold for ten years. You have to buy it in the next ten minutes which rules out OEICs but allows shares, ETFs, investment trusts, individual bonds etc. What would it be?
I would go for Monks.
(They’ll be waking up on the East coast where bostonerimus will presumably choose Vanguard S&P 500 ETF.)
I would go for Monks.
(They’ll be waking up on the East coast where bostonerimus will presumably choose Vanguard S&P 500 ETF.)
0
Comments
-
If I was going for S&P 500 I would go for an accumulator like CSP1 to make reinvesting the dividends more efficient.
But I would prefer more diversity - best value is probably HMWO. Not widely traded so you have to watch the spreads when trading. But even if the spread is a bit more than the bigger ETFs you have 10 years to absorb it.“It is difficult to get a man to understand something, when his salary depends on his not understanding it.” --Upton Sinclair0 -
I would also go for a global investment trust, however one that is more diversified in both regions and sectors so F&C (FRCL) or Bankers (BNKR) would fit the bill.0
-
Regionally, FRCL and MNKS are ciggy-paper close. But it does make me laugh that one of FRCL's top ten holdings is 0.82% in an emerging market investment fund. There's diversification, and then there's d---i---v---e---r---s---i---f---i---c---a---t---i---o---n.I would also go for a global investment trust, however one that is more diversified in both regions and sectors so F&C (FRCL) or Bankers (BNKR) would fit the bill.0 -
aroominyork wrote: »Regionally, FRCL and MNKS are ciggy-paper close. But it does make me laugh that one of FRCL's top ten holdings is 0.82% in an emerging market investment fund. There's diversification, and then there's d---i---v---e---r---s---i---f---i---c---a---t---i---o---n.
The other difference is that FRCL invests in over 500 companies whereas MNKS is much more concentrated at around a 100.0 -
Yup, but I was reflecting on holding FRCL as say 10% of your portfolio, and the Utilico EM IT comprises 0.82% of FRCL, and Utilico has 92 holdings, so the average Utilico holding is 0.0008913% of your portfolio.The other difference is that FRCL invests in over 500 companies whereas MNKS is much more concentrated at around a 100.0 -
Scottish Mortgage0
-
B P Marsh.0
-
having to hold for 10 years points towards a fund of some kind, but my initial thought is still Amazon.0
-
Glen_Clark wrote: »But I would prefer more diversity - best value is probably HMWO.
a solid idea, but i might prefer VEVE. see the other thread: https://forums.moneysavingexpert.com/discussion/57944760 -
Now surely you're just showing off. 60% of holdings in five companies (and 25% in one), nearly all in insurance and 3.15% annual charge. But it rode out 2008 well and if you rode the discount shrinking from 65% to 15% you'd be laughing. Anyway, please explain.Thrugelmir wrote: »B P Marsh.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards