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Overseas Debit Card
Rob321
Posts: 822 Forumite
Now N&P are closing their current accounts, which is the best debit card to swap to to use overseas (outside europe included)?
Thanks in advance...
Thanks in advance...
0
Comments
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Guide includes debit as well as credit cards
http://www.moneysavingexpert.com/travel/travel-credit-cards
Also http://www.moneysavingexpert.com/travel/overseas-card-chargesEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur0 -
Thanks, I saw that already, but its 12 months out of date, just wanted to know what other people were using or planning to use in the near future when n&p closes their current accounts soon.0
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Whilst the second article is dated June 2016, the first article is "updated weekly". It says so at the very top!Thanks, I saw that already, but its 12 months out of date, just wanted to know what other people were using or planning to use in the near future when n&p closes their current accounts soon.
Indeed, Starling Bank (recommended for worldwide) has only been around a few weeks.
Maybe read the first one again?0 -
I suspect OP was referring to the second one (covering debit cards) which does indeed state that it was last updated in June 2016. That doesn't necessarily make it out of date though, if there are no significant changes to credit and debit card charges since then....
OP, you might wish to read the thread from when this was originally news as various ideas were kicked around then: https://forums.moneysavingexpert.com/discussion/5592031
Edit: I now see that the first piece, despite its title, includes debit cards as well!0 -
I'm already using Starling Bank, the card has been working perfectly in various countries. Transactions appear instantly on the excellent app, with the rate and details updated on settlement a day or two later. Also Monzo, Revolut, Clarity etc.just wanted to know what other people were using or planning to use in the near future when n&p closes their current accounts soon.Evolution, not revolution0 -
I'm already using Starling Bank, the card has been working perfectly in various countries. Transactions appear instantly on the excellent app, with the rate and details updated on settlement a day or two later. Also Monzo, Revolut, Clarity etc.
Unfortunately MasterCard debit cards arent as widely accepted at ATM's throughout the world (particularly in Asia) as Visa, so would be an issue using Starling, Monzo or Revolut.
The Clarity you mentioned is the Halifax Credit Card? If so they charge daily interest on cash withdrawals.
Are there no financial institutions that offer a free Visa Debit Card worldwide withdraw now n&p are closing?0 -
a flex plus debit card allows you to withdraw cash abroad without any charges however this is a packaged account - albeit a good one - so may not be for you
however it does also allow you to apply for a select credit card which doesn't charge you anything for Purchases abroad0 -
In some African countries Visa is accepted and not MasterCard, but in Asia I've never noticed any lack of acceptance, except in China where neither are generally useful.Unfortunately MasterCard debit cards arent as widely accepted at ATM's throughout the world (particularly in Asia) as Visa, so would be an issue using Starling, Monzo or Revolut.
The Clarity you mentioned is the Halifax Credit Card? If so they charge daily interest on cash withdrawals.
Are there no financial institutions that offer a free Visa Debit Card worldwide withdraw now n&p are closing?
The only remaining VISA card suitable for overseas is probably the Barclaycard Platinum travel card, which uniquely for a CC does not charge daily interest after a cash withdrawal. The Halifax Clarity does, but it's insignificant if you pay it off asap. The Virgin Money Essential account card (£1.50 overseas atm fee) has been VISA but they are changing to MasterCard.Evolution, not revolution0 -
Now that Virgin Money's debit card is MasterCard rather than Visa does this mean it will attract the slightly better rates?0
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When I visited Ecuador I found Mastercard accepted at every ATM and Visa machines were as rare as hen's teeth. Was some years ago so may have changed, but there are countries where MC is more common.0
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