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Car Accident - Small Claims Court
Comments
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needaname15 wrote: »Can you please elaborate? I specifically asked the insurer and solicitor what would my losses be if I were to lose, and they both confirmed nothing besides my excess.
Also, how can I assess my losses when a court date is scheduled?
People on the whole are under a huge misconception that small claims means no losses. It doesn't.
https://www.citizensadvice.org.uk/law-and-courts/legal-system/taking-legal-action/small-claims/going-to-court/after-the-court-hearing/
Have a read and google - what if I lose a small claims case. Put that into perspective with your type of case....0 -
theonlywayisup wrote: »People on the whole are under a huge misconception that small claims means no losses. It doesn't.
https://www.citizensadvice.org.uk/law-and-courts/legal-system/taking-legal-action/small-claims/going-to-court/after-the-court-hearing/
Have a read and google - what if I lose a small claims case. Put that into perspective with your type of case....
Is that a CCJ?0 -
No it's not.needaname15 wrote: »Is that a CCJ?
Google "County Court Judgement" for details of what that pertains to.
Do you actually have a consumer rights issue? If not, perhaps re-post your thread on the general insurance board?
http://forums.moneysavingexpert.com/forumdisplay.php?f=210 -
I think you may have to accept 50/50.0
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needaname15 wrote: »Is that a CCJ?
No.
Google it at least. Speak to your legal team at best. This will not be free.0 -
theonlywayisup wrote: »No.
Google it at least. Speak to your legal team at best. This will not be free.
They assured me all costs would be covered by my insurer so I will call them first thing tomorrow.0 -
needaname15 wrote: »They assured me all costs would be covered by my insurer so I will call them first thing tomorrow.
Specifically ask them what happens if [as is likely given what you've offered here] you lose?0 -
theonlywayisup wrote: »Specifically ask them what happens if [as is likely given what you've offered here] you lose?
They said I would lose my £250 excess and the claim would go as a fault against my insurance record.
All costs would be covered under legal cover on car insurance.
Have I been lied to or something?0 -
So your insurance premium will increase accordingly.needaname15 wrote: »They said I would lose my £250 excess and the claim would go as a fault against my insurance record.
Have you really been "fighting" this for two years?0 -
Moneyineptitude wrote: »So your insurance premium will increase accordingly.
Have you really been "fighting" this for two years?
Yes it would, although it has been down as a fault for the past two years anyway.
I understand there would be costs in that sense, lost excess and premiums etc.0
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