Build Your Credit History guide

MSE_Helen_S · 22 September 2015 at 4:55PM

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curious_1 · 15 October 2015 at 9:43AM

I want to. I've just applied for CashPlus card. Any ideas?

MSE Calculators giving me different chances of acceptance for the same card.
When I click on the link: here. I get 95% chance of getting an Aqua card. From this page.

But when I use this link: here. I get 60% chance. This link was from this page.

Why different scores??

darkidoe · 16 October 2015 at 12:52AM

curious_1 wrote: »

I want to. I've just applied for CashPlus card. Any ideas?

MSE Calculators giving me different chances of acceptance for the same card.
When I click on the link: here. I get 95% chance of getting an Aqua card. From this page.

But when I use this link: here. I get 60% chance. This link was from this page.

Why different scores??

It is odd. Same thing happened to me when I first tried out for the Aqua. The calculator must have a different algorithm for acceptance for 'bad credit' and 'Cashback' cards. but 60% is decent odds i would reckon. Why don't you try appeal your previous rejected applications. It would save further potentially unnecessary credit searches and gives you a second chance on your application. Follow the template here: http://forums.moneysavingexpert.com/showthread.php?t=1612333&highlight=

I think if you have 60% chance and 95% chance on the calculator, you will have a decent chance on a successful appeal.

Build Your Credit History guide

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