Build Your Credit History guide

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  • curious_1
    curious_1 Posts: 38 Forumite
    edited 15 October 2015 at 9:50AM
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    I want to. I've just applied for CashPlus card. Any ideas?


    MSE Calculators giving me different chances of acceptance for the same card.
    When I click on the link: here. I get 95% chance of getting an Aqua card. From this page.

    But when I use this link: here. I get 60% chance. This link was from this page.

    Why different scores??
  • darkidoe
    darkidoe Posts: 1,125 Forumite
    First Anniversary Name Dropper First Post
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    curious_1 wrote: »
    I want to. I've just applied for CashPlus card. Any ideas?


    MSE Calculators giving me different chances of acceptance for the same card.
    When I click on the link: here. I get 95% chance of getting an Aqua card. From this page.

    But when I use this link: here. I get 60% chance. This link was from this page.

    Why different scores??

    It is odd. Same thing happened to me when I first tried out for the Aqua. The calculator must have a different algorithm for acceptance for 'bad credit' and 'Cashback' cards. but 60% is decent odds i would reckon. Why don't you try appeal your previous rejected applications. It would save further potentially unnecessary credit searches and gives you a second chance on your application. Follow the template here: http://forums.moneysavingexpert.com/showthread.php?t=1612333&highlight=

    I think if you have 60% chance and 95% chance on the calculator, you will have a decent chance on a successful appeal.

    Save 12K in 2020 # 38 £0/£20,000
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