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Appliance insurrance

evosy1978
evosy1978 Posts: 652 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Insurance & life assurance
Hi,

I'm with surewise and I have multi appliance insurance.

Will my premiums increase next year if i make a claim this year?

They never asked if i had made previous claims when i took out their policy.

Thanks

Comments

  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    haggle over the phone or put the money away into a saving accounts to self insure which is likely the best option,
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    evosy1978 wrote: »
    Hi,

    I'm with surewise and I have multi appliance insurance.

    Will my premiums increase next year if i make a claim this year?

    They never asked if i had made previous claims when i took out their policy.

    Thanks


    What appliances are you covering ?


    Never paid into these insurances, just a waste of money, why not keep the money in your pocket/bank account.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Every new appliance comes with at least a 12 month warranty/guarantee.
    If it works fine in that period I would not bother with insuring it - and as DCFC states keep a small amount in a savings pot so that when you have to pay for a repair or replacement you have money towards it.
    My sister probably uses her washing machine every day and does have insurance and has made good use of it - she has probably got a lot more out of it than she paid in as premium.
  • evosy1978
    evosy1978 Posts: 652 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    So no answer to my question then?
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    evosy1978 wrote: »
    So no answer to my question then?

    Did you phone the insurer to clarify?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • evosy1978
    evosy1978 Posts: 652 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    csgohan4 wrote: »
    Did you phone the insurer to clarify?

    If you don't know just say. I won't be bothered. Then I'll answer your questions.
This discussion has been closed.
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