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What Do We Look For When.....
mummyof3_2
Posts: 116 Forumite
viewing a house?
Hubby and myself are viewing a house tomorrow and neither of us have done this before.
We currently live in rented accomodation and the time has come to finally buy a house.
Having never bought or looked at buying before, we're not too sure what pointers we should look for.
I lived in the area the house is in for 25 years but not for the last 14.
We think the couple themselves are showing us the house,as the estate agent never said otherwise, is this normal?
We do have our heads screwed on the right way but what questions do we ask? What should we look for?
Any advice will be much appriciated by 2 no-know-it-alls!:beer:
Hubby and myself are viewing a house tomorrow and neither of us have done this before.
We currently live in rented accomodation and the time has come to finally buy a house.
Having never bought or looked at buying before, we're not too sure what pointers we should look for.
I lived in the area the house is in for 25 years but not for the last 14.
We think the couple themselves are showing us the house,as the estate agent never said otherwise, is this normal?
We do have our heads screwed on the right way but what questions do we ask? What should we look for?
Any advice will be much appriciated by 2 no-know-it-alls!:beer:
0
Comments
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Ask about: central heating, double glazing, neighbours (what are they like, but the vendors will always say good!), parking, busy-ness of local roads (if applicable), local shops/amenities, approx cost of gas/electric yearly bills etc., what they are planning to leave in the house (eg carpet, curtains, fitted white goods etc. - but only if you are interested in the house anyway!)
An estate agent also once told me to have a good look around the street and general area, and have a look at the sort of cars parked. He reckoned that the age and condition of the nieghbours cars might give you an idea of the sort of neighbourhood it is.
Also things like why they are moving, where they plan to move to, is there likely to be a huge chain or any hold-ups if you decide this is the house for you - etc.
Oh, and don't be surprised if you quite enjoy the experience - I found it quite fun to go looking for houses, if only to see how other people do their decorations etc!
This is by no means a complete list of things to ask - just a few suggestions off the top of my head. I'm sure some other MSE-ers will be along soon with other suggestions.....
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Always ask how old the boiler is!! We moved into a house which was built in the 70's and two days after we moved in the hot water and heating ceased to worked.
Also make sure you listen to your gut instinicts!!!
Good luck and enjoy the experience.
MM0 -
They do say that you decide wether you like a house or not in the first 10 seconds inside... then is you like it ask all the relevant questions , don't forget to ask if the heating is gas or oil fired.... also are they leaving the white goods...
I always look to see if the windows are clean as it usually means that they are proud of their home and have looked after it regarding maintainence..#6 of the SKI-ers Club :j
"All that is necessary for evil to triumph is for good men to do nothing" Edmund Burke0 -
Do what few will, ignore the furniture and pay attention to the walls, electrics, bathroom and kitchen.0
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Don't be afraid to take pen and paper and note things down, especially as estate agent may have to go back and ask vendor some things.
- central heating and boilers, age of and when serviced etc, as a survey may not tell you this
- check fuse box/note if light switches look old, and ask age of wiring,a survey may suggest complete rewiring even if only 10 yrs old as that is text book recommendation.
- gas/electric oven?
- is garden south facing? something I never used to notice but having a south facing flat and balcony now, could not cope with anything else!
- glazing, new rules in last 3 years require certain certificates
- council tax band
- water meter? if only 2 of you in 3 bed house may be cheaper on water meter
- is gas/electric on billing or meter thingie (caught out by this in a rental flat, never thought to ask, place to power up key miles away and really expensive)
- parking, private? hpw busy is street?
- if kitchen and bathroom all look new, check waste pipes and plumbing to ensure all looks normal (once looked at a house with new everything, but none of it linked up!! - did not buy it!:D )
And don't forget gut instinct!!
A good book is the Which guide to buying and selling a house/flatGive yourself a Chistmas bonus £14 a week!
Total so far £280 -
Forgot to put, rely on your senses, especially smell!
If it smells damp, musty or like old cardboard boxes in the garage, it is probably damp. Put your hand against an external wall, especially low down near the skirting board, if it feels cold/clammy then there is damp. Ask if they have a current damp proof certificate?
Listen for the sound proofing, send one of you to another room/upstairs and see if you can hear them? Will you be able to hear any neighbours?
Check window frames, even if freshly painted wood, check if they feel soft to the touch, may be rotten underneath? Have frames/sash cords been painted over?
But please, speaking as en ex-estate agent, don't flush the toilet!! The equivalent of a man kicking a cars tyres before buying, annoying and tells you nothing about the place, and if the water tank has been drained...Give yourself a Chistmas bonus £14 a week!
Total so far £280 -
We are currently looking round properties too and we don't ask much on the first visit. Only if we really love it would we ask things like.....What are the neighbours like? Are you moving far away? just general things really. I wouldn't ask what is being left in with the sale i.e carpets/curtains/appliances etc till the second or even third visit, I think it shows your hand that you are really keen on the house. We don't book a second viewing on a property for 2 or 3 days after the first visit as we think that looks like you have had to think about it and aren't desperate for the property.:heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:0
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Soooo so much advice and deeply appriciated:j
I am lookinf forward to viewing the house and not many houses come on the market where I live ( very rural )
Wish me luck x:T0 -
Keep us posted, I like nothing better than house hunting, even if for someone else!Give yourself a Chistmas bonus £14 a week!
Total so far £280 -
Hi
You have received some very good advice, I would recommend to check the area you are going to look first, check if they are preschools/schools even if you don't have children of school age,as it is important once you decide to sell the property, check if the post office,banks,shops,public transport is accessible ,check environmental issues, such as the previous land use,any rubbish disposal sites ,hazardous materials storage facilities,flooding history,etc .
Also check the social make up of the area.it is important to know what kind of people are most likely to live there.There are websites,like upmystreet.co.uk where you can find
Loads of information.
Once you are happy with the area,drive around in different times of day/late evening, check how the properties are looked after,if there are any signs of vandalism, boarded windows ,noise, litter on the streets,etc.If there is quite few boards for sale,and not so many for lettings, it is a good sign.
Now if you are happy with the area,go to all the estate agents who are listing (you can take their numbers of the boards for sale),and from local paper,and register with them.
Explain in great detail what you are looking for,as a first time buyer you will be contacted first with new properties on the market.Make sure you have a proposed mortgage offer ,and proof of deposit,to be in the best position to have your offer accepted.
When you view the house for the first time,check it from the outside first,for any signs of structural problems,check cracks ,mainly in the windows/door corners, and around the edges of the walls.
Check he roof for any missing tiles,plants growing,or signs of problems,sometimes replacement tiles are too heavy,and they cause problems if the roof was not supported .
Check for any signs of problems with guttering.
Once inside, have a look at the ceilings, and imagine your furniture fitting in,as you will see the size of the room better,check the walls for damp,electrical fittings,heating and hot water boiler,check the windows,watch out for signs of mould,bad smells,etc.Do not get distracted by clutter,decor,furniture.
Check the position of the garden,south ,south west and west facing gardens will have the most lihght.If you feel comfortable ,and the house seems in a good condition,ask a few questions about the area,next door people,how long they owned the house,why are they moving,and what is their position-you don't want to be stuck in a long chain.
The second viewing shows you are interested,and this is the time to ask about council tax,water,electricity,gas rates/average bills.any reported problems,check what in the house will need to be done,for example replacing central heating would cost about £4000 for a 3 bed house,£4000 for the kitchen,£2500 to replace a bathroom,£2000 to redecorate,£2000 to have new flooring,£2000 for a damp course,much more if there is damp,as the walls would have to be stripped and replastered,about £4000 for PVC windows,double that for wooden.Rewiring would be about £3000.
If any of those are outdated,you should reduce the asking price -you can always ask a trade person to come and give you an estimate.
Be careful about asbestos,especialy if there is artex on the walls,and the more obvious places would be under stairs,facias,fireplaces,roof.Always ask if there are any problems
With the next door people,it is illegal for the vendor to withhold this information from you,and if in doubt,contact the local council,if there were any reports.
Also,ask if there are any convenats,and if there is a history of structural problems/repairs.
Certain constructions of the building are very hard to mortgage,the estate agents will be aware of this.
I hope you will not fel intimidated, once you know what you have to be careful about,it will be fun to look for a new home,you can always ask an experienced friend,or a tradesman to come and view with you.
When you are prepared to make an offer,use the fact that you are a first time buyer,and can complete within 6-8 weeks,this often gets a lower offer accepted.There are websites where you can check how much other houses in the postcode sold for,have a look at the ones sold in the last 6 months,and
make a slightly lower offer than the average selling price of simmilar properties.Do not rush ith another offer,if rejected,unless it is a highly desirable property.Good luck!!0
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