Direct Legal (hillsden securities) Any info ?

Apple_2

I bit confused here. My O/H has a loan with Mbna which he's defaulted on.

Who now owns this debt ?

Mbna letter today saying 'please accept this letter as confirmation that your o/s balance has been sold to Direct Legal (hillsden securities ) All enquiries payments etc to be made directly to this company.

Ok seems definate enough.

But the letter from DLA Direct dated 10 Sept 2005 says ' our client Mbna has referred your account to me for potential legal action. You have 48 hours from the date of this letter to contact Mbna directly to agree a mutually acceptable repayment plan'.

Did Mbna use DLA originally and then sell on to them? Are DLA in-house for Mbna ? Who owns the debt now ? the Mbna letter seems pretty unequivocal ie 'sold' but I'm not sure because of the previous DLA letter.

Also has anyone dealt with DLA and how have you found them to be ?

Any feedback appreciated.

Apple_2

Just had a thought, I assumed DLA Direct are Direct Legal ( hillsden securities ).

Maybe they're different company's ??

RichyRich

DLA are a firm of solicitors (multi national). DLA Direct is one branch of DLA. I would recommend contacting them.

DLA Direct LLP
Arndale House
Charles Street
Bradford
BD1 1UN

08712 20 20 20
Geo No. 01274 355297 (c/o saynoto0870)

Hope this helps
R

Apple_2

Sorry about continually posting on my own thread.

I've just googled them - they look like totally different company's.

Actually I'm kind of scared now. This is the first of his debts that have been 'sold on'. It's kind of good in one way ( I'll lend him a low !!!!!! ) but bad in as much as they'll be more aggressive, nasty, go for a CCJ, maybe come calling ? It's like he's moved down the food chain, if that makes any sense.

Apple_2

RichyRich

You think DLA Direct and Direct Legal (hillsden securities ) are the same ?

RichyRich

I didn't say that. I don't know who Direct Legal are. But taht's DLA's contact details. Like I say, DLA are solicitors. Direct Legal sounds like a collection agency to me.

In fact, just googled. Direct Legal don't ppear to be connected to DLA in any way.

Hillesden Securities Limited
Buckingham Road
Brackley
NN13 7DN
http://www.dlcollect.co.uk

They are a collection agency.

RichyRich

Oo-er:

"DLC’s UK-wide field collection operation allow debtors that have not responded to progressive in-house activity to be seamlessly transferred for doorstep collection activity."

I'd get in contact ASAP. It looks as if they might turn up on your doorstep.

Apple_2

Thanks for the replies so far.

Anyone every dealt with Direct Legal (hillsden securities ) and how did it go ?

Captain_Obvious

I have dealt with them before in the past - they call me once a day at the same time and they dont get past the security questions because i dont answer them. i will talk to them but not until i get the letter from account in bankruptcy confirming that i am bankrupt

DarkConvict

Captain_Obvious wrote: »

I have dealt with them before in the past - they call me once a day at the same time and they dont get past the security questions because i dont answer them. i will talk to them but not until i get the letter from account in bankruptcy confirming that i am bankrupt

Are you currently seeking advice, or just adding to this thread, it is 4 years old since before your post?

Captain_Obvious

DarkConvict wrote: »

Are you currently seeking advice, or just adding to this thread, it is 4 years old since before your post?

not seeking advice and didnt realise the thread was 4 years old