Denplan

scootw1

Yes you can take out DDs. I was just saying that I haven't got credit or anything and my IPA (which I know I'm going to get) will eat some of my money so a big bill is a no-no. Just thought there may be a way to get the treatment and pay over time ( I know that is like a credit agreement but it's under £500 so I would be fine ). So my problem with going onto Denplan would be paying for the treatment initially. I would have to save up for a few months to get the money together first then get treated then go on to Denplan. Alternatively, borrow off a friend and claim on private health insurance to pay them back and then pay my monthly premium for the insurance.

I haven't been for over a year due to being in an IVA and not having funds (badly thought out IVA which is why I'm going bankrupt).

Toothsmith

I would echo the advice of Belfastgirl.

Be honest with them and explain your situation, and see what they come up with.

scootw1

Okay thanks. Will try and see what happens. Don't really want to tell too many people about my bankruptcy but if needs must

Toothsmith

All the staff will be bound by a duty of patient confidentiallity, so it would go no further.

And you could sue their *****off if it did!!!!

Snuggles

I have given up waiting for an NHS dentist, and have found a new dentist as a private patient. But I can't decide whether I'd be better off joining Denplan (the fee would be £16 per month) or just paying as I go.

I am on a tight budget, and £16 a month seems like a lot of money. My teeth are generally fine, I haven't needed any treatment for several years. However, I do have crowns on my top middle two front teeth, which might need replacing one day. I know that if I was paying privately, a crown would cost somewhere in the region of £350, but if I join Denplan, this would be covered, except for the lab fees.

Can anyone give me a rough idea of how much lab fees are?? I've no idea if we're talking £20 or £200?? It's difficult to work out whether I should join Denplan or risk PAYG, without knowing how much these lab fees might be.

Toothsmith

Depending on type and quality, lab fees would be of the order of 60 - 100 pounds.

Ifthe full cost of the crown were 350, I would guess the lab fee for that would be of the order of 80. (The laptop I'm on at the moment doesn't do pound signs!!)

belfastgirl23

DH just received a bill for £119 for lab fees when getting a bridge replaced and we are with denplan. Hope this helps...

Personally I think it's worth joining up since it makes you determined to get value for your money by going

Snuggles

Thanks Toothsmith and Belfastgirl. I think I am going to have to join Denplan for peace of mind, I am just really loathe to fork out £16 every month, when I might need nothing more than check ups for years to come

efc2607

av just registered with denist i have to pay £200 for treatment to be dentally fit for denplan. treatment is being done by end of july. but im being charged by denplan from 1st july is this right. i didnt think i could go on denplan until dentally fit .

Toothsmith

The 'dentally fit' rule is a bit flexible between the patient and the dentist.

By signing up from the 1st July, you will be covered from 1st July should anything other than the agreed treatment needs doing.

So, if on 2nd July, a filling that wasn't on the original treatment plan fell out, then that would be covered by the arrangement. Also, the insurance side of it will start on July 1st as well. So if on 3rd July, you are hit in the mouth by a cricket ball, then the insurance will pay for the repairs.

Sometimes, some patients have more long-term chronic problems such as an unstable gum disease. In these cases, a dentist probably wouldn't want to sign the patient onto something like Denplan for a few months until the patient could show that they could improve matters and look after things to a reasonable degree themselves.

In your case though, it's obviously just a short finite treatment plan that is necessary to get you up to scratch, and the dentist is prepared to cover everything else, and so has signed you straight on.