We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

BT charges - got to be a joke?

vix2000
vix2000 Posts: 1,127 Forumite
Part of the Furniture 500 Posts Combo Breaker
Today had a long conversation with a lady quite high up at bt regarding my bill. Due to bts incompetence I was refunded a wrongly charged bill as a goodwill gesture. This has left my account in credit be quite a large amount for the last few months. On checking my bill, which states "account in credit, no payment required" I have been charged £1.50. I asked her about this and she said it was because I had no direct debit set up. I replied that I don't have to pay anything so why would i need a direct debit, my account is paid up for the foreseeable future. It doesn't matter, the computer will charge you for not having a direct debit every month even if you don't owe us anything.

Now I know there are many BT supporters out there who advocate this charge as acceptable, fair and OK, so I ask them to post here to justify and explain why the above is OK, as to me it is ludicrous.

By the way, she also said that ofcom is looking into it. Maybe Martin could tell me if I can claim these charges back out of principle?

Comments

  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    Why not use BritBrat's system then - set up the DD but always pay* the bills well in advance by BACS - so no DD call is ever made.

    Problem solved.

    £1.50/month saved.

    * Being in credit counts as 'paying in advance'.
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • Or, alternatively, dispute the charge on the basis it is called a "Payment Processing Charge" and is therefore either 1. Misdescribed or 2. Not applicable.
  • vix2000
    vix2000 Posts: 1,127 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Heinz - yes that is a solution and not too difficult to implement, but do people realistically think it is acceptable to have to go to these lengths, or is it just me thats totally unreasonable here?
  • vix2000
    vix2000 Posts: 1,127 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    So I have to set a direct debit up to pay a company I don't owe anything to otherwise I have to pay them? Ok I must be unreasonable and crazy!!!
  • Heinz
    Heinz Posts: 11,191 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver!
    vix2000 wrote: »
    So I have to set a direct debit up to pay a company I don't owe anything to otherwise I have to pay them? Ok I must be unreasonable and crazy!!!
    Perhaps, but it saves you £1.50 per month - so you're also a qualified money-saver too!
    Time has moved on (much quicker than it used to - or so it seems at my age) and my previous advice on residential telephony has been or is now gradually being overtaken by changes in the retail market. Hence, I have now deleted links to my previous 'pearls of wisdom'. I sincerely hope they helped save some of you money.
  • topherxp
    topherxp Posts: 267 Forumite
    The misunderstanding is that the processing fee is raised for payment of that bill.

    Basically by not having a DD you will be charged a fee of £1.50 per month, which is what has been happening for years, going back to the discount off the rental for having DD.
    If saved £2710 and only spent the interest (Based on a return of 5%), you would have enough money to pay your TV Licence every year. Saving you £7452.50 over a period of 55 years, based on you buying a license from the age of 20 until your 75 at a cost of £135.50.
  • wantmemoney
    wantmemoney Posts: 836 Forumite
    vix2000 wrote:
    Today had a long conversation with a lady quite high up at bt regarding my bill. Due to bts incompetence I was refunded a wrongly charged bill as a goodwill gesture. This has left my account in credit be quite a large amount for the last few months. On checking my bill, which states "account in credit, no payment required" I have been charged £1.50. I asked her about this and she said it was because I had no direct debit set up. I replied that I don't have to pay anything so why would i need a direct debit, my account is paid up for the foreseeable future. It doesn't matter, the computer will charge you for not having a direct debit every month even if you don't owe us anything.
    so it's a monthly penalty charge for not having a direct debit account with them.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.6K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.5K Spending & Discounts
  • 241.3K Work, Benefits & Business
  • 617.8K Mortgages, Homes & Bills
  • 175.8K Life & Family
  • 254.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.