Got a Cheque from bank

Mastivision

Hello

I got an check from Lloyd's tsb bank account name ( Mr XY) today in my post of £1500 on my name by someone written by hand .

I do not know who is this person and why did he send me this cheque on my address.

If i make a deposit in my bank what would be the worth scenario in that case ?

Should i make a deposit or not.

Thanks.

jonesMUFCforever

This could be a scam.
You pay it in, it might not be noticed until drawer gets a statement that the 'forged cheque' has gone out of his account. The people that sent you the cheque will then contact you to say that the cheque issued to you was a mistake and could you possibly return the amount less say £50 for your trouble. You sent your own cheque back which they bank , original cheque gets bounced back to your account so instead of being £1500 up you are now £1500 down.
Remember the 2-4-6 rule for cheque clearance does not apply when there is fraud.
I came across something like this only last week.

My advice is if you have no legitimate right to the money then report it to the police along with any e-mails or telephone calls that you are bound to get.

Stompa

Mastivision wrote: »

Should i make a deposit or not.

If it's money to which you're not (as far as you know) entitled, then of course not.

student100

There must be some clues as to its origin...

Was the cheque in an envelope all by itself? Was the address on the envelope handwritten or typed? If typed, any unusual font used? Stamp or franking? What class of mail? Any return address? Any postmark? Does it look like a personal cheque or a business cheque (business cheques are normally slightly larger). Definitely handwritten? Is the handwriting & pen for the cheque the same as the signature? How about the envelope (if handwritten)? What's the cheque number?

Does the cheque have a central Lloyds TSB address or a particular branch? (If branch, does the location mean anything to you...?)

battyboimatt

Dont want to sound out of place, but this happend to me once, has anyone you know or related to died, I got a cheque in the post from an old bank for £800 pounds handwritten to me, it turns out a uncle of mine had passesd away and the bank were holding onto the cheques to send out as per his instructions in his will, I was dubious at first until two days later I got a solisiotrs letter to say expect a cheque as part of a will payment, I just got the cheque first

Mastivision

Hello Guys these people send me cheque and also send me email and text message on my phone today. Basically i applied for an job with them advertise on Monster.co.uk 2 months ago as an sale executive.

---

WWW.COMMERCE.COM.TW

B2B GLOBAL MARKET

Hello Dear,
I was waiting for the payment confirmation email from you all day yesterday but nothing came in. Can you tell me the progress on the payment that was sent to you please. Because you should have received the cheque payment from our customer by now. If you already have the cheque with you, I advise you pay it into your bank account today. Please email me as soon as you have deposited the cheque. Make sure you pay the cheque into your bank account today so that it can meet up the 5 working clearance days. Further instructions will be provided to you soon.
Your 10% should be deducted from the cheque after clearance.
Kind regards
The Manager
B2G Global market
commerce Ltd
A1, 14F.,130, SEC.
2, CHUNG DE ROAD
TAICHUNG CITY
40653
TAIWAN
R.O.C
Lil Chang
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jonesMUFCforever

Well that's ok then isn't it?

Pay it in and be scammed!!

You may also get a visit from the boys in blue as an accomplice to an attempted fraud.

Mastivision

jonesMUFCforever wrote: »

Well that's ok then isn't it?

Pay it in and be scammed!!

You may also get a visit from the boys in blue as an accomplice to an attempted fraud.

Should i inform police along with cheque and this email or should i speak to bank regarding this matter.

CHeers

beranabus

I would say inform the police and the bank

jonesMUFCforever

The police.
Take the cheque to them together with the e-mail and text message.

This scam is becoming more popular.

danfx

i keep getting emails from some weirdo's saying im entitled to some inhertiance or some crap £39,039.. he said give him my bank details and address etc.. and the cheque will be sent out but why does he want my bank details cos its a scam. lol