Vanquis Application.

Dannydebt

Hi Everyone,
I really need some help as Vanquis are starting to drive me mad !, I made an online application on 6th June, got the phone call from them telling me I had been accepted with a £250 limit on the 13th June and also told my card would be with me in 14 days (Also told about the 39p per £100 insurance on the card and took that out and was welcomed to Vanquis, she even offered to transfer the £250 credit limit as a loan direct to my bank account without the normal cash advance fee 'For today' only, but I said no thanks).

Last Friday after still hearing nothing I call them and was told the card had not yet been made up, but I should have it by Tuesday or Wednesday, so today I phone them and they tell me that I should hear within the next few weeks as my application is still being processed and has only been 'Provisionally Approved' !.

Is this true or surely the phone call means I was accepted ?, it seems like one department does not know what the other is doing, and I really do not want to get my hopes up if I have no chance of getting this card.

Thanks.

thriftymomma

You never can tell with these companies - wait till the 14 days are up then give them another call.

djc_2005

i applied for a vanquis card about 2-3 weeks ago now and i was told it was approved etc
I had my card with me after about a week and the pin soon followed
So mine didnt take as long
Natwest on the other hand have upgraded my current account and provided me with an overdraft 2 weeks ago yet i have still to receive the debit card....

Dannydebt

After weeks of waiting (Applied online 6th June), getting a phone call from vanquis a week later saying I had been accepted, then nothing for weeks I was told when I phoned them today that a credit agreement was posted to me 2 days ago that I need to sign and return and then my card will be issued, but I have defiantly been accepted !.

I thought by applying online I did not need to sign anything ?.

nzseries1

I've always had to sign for cards and I've always applied online. I think it's just one of those things you have to do.