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  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Congratulations sandy :)

    Oh and welcome too... (notice it's your first post so take it you've been lurking for a while ;))
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • dalip
    dalip Posts: 7,045 Forumite
    Was wondering what happened to you marste,glad it's all ok. Bet you really enjoyed that wine.:D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • get_me_out
    get_me_out Posts: 295 Forumite
    Well done glad your feeling better.

    I have to wait until Aug/Sept as court so busy, but glad to read what happened at court. As thats the bit I'm panicing about.

    Heres to a new start for you debt free well done!!
    BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    I was declared BR at noon today,fely really ill this morning at the thought of what was to come. Young lady (Abby) was very kind and helpful,the judge was also kind and considerate asking if I was aware of implications etc.
    I too have to await contact from OR but at least the 1st hurdle is passed. thanks all for the info I have received here!:T

    Hi Sandy

    Welcome Honey....you kept your BR quiet!!! Glad it all went well for you . :beer: Its really nice when someone who has been lurking tells us that they have found help here & then has the nerve to post & tell us.

    The first post is the toughest but glad you could join us!! Any questions re OR then ask away & someone will always help...even if it is just a few words to help calm the nerves.

    Angiexx
  • marste
    marste Posts: 100 Forumite
    Hiya!

    Thank you for your replies, it's a great feeling, I CAN NOW ANSWER THE PHONE! lol

    The phone rang today, it was an 0845 number, Barclays. I went to answer and thought right I'll have to tell them and it went dead lol. All the other times I've answered by mistake there was always someone there lol.

    And it's great opening letters :)
    Me before I found this forum :confused: And me after going through BR with everyone's help :j
  • Isn't it! The dread has gone completely! I don't mind popping back to old address to pick up mail now, used to leave it for weeks before and there was piles.

    Hi Abby, great news, I hope you are starting to feel good too, keep us informed about OR. My interview is on Friday.
    Bankrupt 11th June 2008
    Automatic Discharge 11th June 2009
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    marste wrote: »
    Hiya!

    Thank you for your replies, it's a great feeling, I CAN NOW ANSWER THE PHONE! lol

    The phone rang today, it was an 0845 number, Barclays. I went to answer and thought right I'll have to tell them and it went dead lol. All the other times I've answered by mistake there was always someone there lol.

    And it's great opening letters :)

    I think that shows just how much these Companies insist on harrassing their customers!! If they were a little more understanding & helped their customers who are in difficulty then we would not feel like not answering.

    Funny but there is supposed to be a code....I think its called the `BANKING CODE` that sets out that they should help & empathise clients when in financial difficulties!!! Yeah right!!!!

    Angelxx (in very cynical mood this evening)
  • MollyBear
    MollyBear Posts: 209 Forumite
    Hi,
    So glad everything went ok for you and you feel so much happier already! UIt comes across in your post and I think your hubby will feel the same soon aswell.
    I'm still waiting for my BR date, and I'm dreading it but wishing it would hurry at the same time. Thanks for letting us know how you got on, it gives other like myself some hope that it really isn't going to be the end of the world!
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