Store Card Balance Transfers and Regular Usage Credit Card

c3008212

Hi,

I currently have two store cards that are interest free until October this year (£700), but I will be more financially secure in a couple of months time so I would like to transfer the balances of these two stores cards onto my first credit card. I will also be using the card for small purchases (around £80 pm).

What I would like to know is if when I pay off the £80 pm and £100 off of the balance transfer will I get 30 days (or whatever the grace period is) to pay off the £80 without incurring interest? With the £100 coming off of the balance transfer to be paid off by the end of the % balance transfer period? I am guessing that the £180 will come off of the balance transfer leaving the £80 purchase outstanding incurring interest due to it not being paid off?

I found this offer with the Halifax: http://www.halifax.co.uk/creditcards/allinone_MS.asp?source=ssgood&CustomerCreditScore=1, which has 10 months interest free on balance transfers and 10 months interest free on purchase transfers. Would this maybe the sort of credit card to suit my situation the best?

Any help would be much appreciated,
Colin