What Lenders can see in our main curreent Account

aj77

Do the lenders have excess to the details of our main current account which we provide them during application proces.Details means ,can they see total balance,average yearly or monthly balance, monthly incoming and outgoings and all other transactions in the account alongwith standing orders and direct debit.

can they access to other saving accounts we do have with same bank?.

or they simply check the routine info like payment history,time with bank ,any ccj's.

Does anybody have any info regarding this?

PROLIANT

No, all that the bank will see is; Account type: current account, date started, date last updated, overdraft limit, overdraft balance, status history and the last 4 didgits of the account number.

aj77

Thank you PROLIANT for your quick reply.But I do remember that last year, I applied for stanley morgan credit card and I got a call and that lady have details of other accounts with the same bank, she also got my phone number, all the calls info she had excess too.She enquired,where I used to call mostly, she enquired too much about my other accounts and BT calls.This gave me idea that they do have excess to some other personal data whether we provide them or not.any comments?