Pay a debt by Xmas 08

SpendHappy

Hi Lunar,
sorry if ive missed it but tell us more about the baby. Ive got 2 little men, age 1 and 3, so am a bit obsessed!!

doodledo_2

Evening everyone. Welcome to all the newbies.

I'm impressed with the overpayers already putting me to shame lol.

I get paid Friday so will be making my first payment then.

I think I may have a little left tomorrow night from this months wages so going to do an overpayment using that too.

Just a question - do you tend to throw money at your card as it lands into your account or do you save it up and send it in one lump.

I am thinking I am better paying it off as and when however small.

lunar

Im expecting my 1st spendhappy, after quite a bit of fertility treatment, and am having a boy. I never did find an MSE way to have fertility treatment. I am due in october. Its taking lots of motivation not to buy loads of things i wont need but im still getting tempted. thats why ive joined the challenge to keep me on track with the spending.

doodledo_2

Congratulations thats fantastic news.

Its hard not spending isn't it. I have a three year old and hoping to have another addition to the family soon fingers crossed.

lunar

Doodledo, I pay as i get it, that way there is no way i can be tempted to spend it on anything. to be honest i transfer it even if its only a few pounds!

clearmydebts

Congratulations Lunar! I'm sure it is hard to resist all the lovely baby stuff. I don't have any of my own yet but I know I will be a sucker as well!

Doodledoo - I put the money in as soon as I get paid from my job. The basic comes from my main job and the overpayment will come from my second job. If I make any money on Ebay I will be putting it off my cards straight away because (like Lunar), I don't trust myself to not spend it on other things!

qolwillclearmydebts

add me please - firstdirect creditcard 15000. Be a challenge but Im due some chunky work pyments so possible

juicygirl

Well, I made my first overpayment to my card yesterday and made another (small) overpayment today. I'll not update my sig until it shows on the account.

I've also decided the everytime I check my online banking I will pay off the amount it takes to round my account off to the nearest £5. So for example if my balance was £888.88 I will transfer £3.88 to my credit card, leaving me with £885. Small amounts but I think it will all add up over the 6 months!

wannabemoneysavingstar

I have put another 13 things on ebay on my work time which makes it feel even better. And have £70.00 tracking on quidco, am suppose to have £50.00 on Topcashback but they are waiting to confirm that I actually bought my life insurance.

So hopefully I should be on track for my £250.00 for my first month. Not sure what to so when I run out of things to sell.

Also has anyone used Esty before, I ve got some handmade things crotchet / lace thought it might be better on there than on ebay?

count_rostov

Me too please! I will lose my job by mid-september if not sooner so it's going to have to be our smallest one, OH's RBS c/c at £1019.