Pay a debt by Xmas 08

clearmydebts

lunar wrote: »

Iknow ive been really rubbish at keeping upposting my progerss with this challenge but ive still been making the payments. just £250 to go until i have overpaid egg loan by £1500 since we started. I would really like to try paying a bit more if i can before christmas.

Well done to everyone for the progress you have all made

Hi Lunar,

Just read your new diary and wanted to say congrats on how far you have come, both financially and with the pregnancy. You certainly sound like an independent. determined person and you have really dented your debts! Hope to hear some news soon re: the baby!!!

savingholmes

clearmydebts wrote: »

Hi all,

Paid £177 off my credit card today and looked at OH's account and seen that he had paid off £400 on his credit card (that he forgot to tell me about!). It's good news though as I am just £243 off my aim for Christmas!

Have 2 credit cards with % rates (the other one is 0%). The balance on 1 is £296 and the balance on the other 1 is £2595. Although I would like to clear the lower one (psychologically) I think I will use quidco etc to pay that off and then try and make a dent in the bigger one. The rates are the exact same on them. What does everyone else think? Any suggestions?

I would pay off the lower one for the pyschological benefit....

clearmydebts

savingholmes wrote: »

I would pay off the lower one for the pyschological benefit....

Yeah, you are probably right. Why deny myself the pleasure of cutting up another credit card!

spam.jam

hi everyone, i have paid my last £100 off so now all my remaining debts are interest free, thanks for the challenge and good luck everyone.xxx:beer:

petrafyde

Please add me!

I'd like to pay NPower £900 by Christmas - it's a very optimistic goal and I probably won't manage it, but I'm gonna have a try to shut them up

juicygirl

Hey all!

I've hardly posted lately cos I've been working lots of extra hrs to try and clear this debt! Paid £150 to Egg card today but will not update sig til payment has cleared. Hoping to make a big overpayment on payday too

clearmydebts

Hi Juicygirl,

You are making great headway with your debts. You must be delighted to be well under the 20k mark. I remember you and I had similar levels of debt til I found some more tucked away. Can't wait to get to under 20k myself but will prob be another 6 months!

taxi73

Hi everyone..somehow I haven't managed to keep on top of this thread.I've now paid off what I was going to pay.I paid the last £1000 off BMI card this morning...thanks for the challenge and good luck everyone.

nickynoo08

Yay i got a job!!!! Been looking for ages n never thought i was gonna get one this side of xmas. I'm sooo pleased as it now means that i should be able to have o/d cleared by xmas:j. then i'll only have my cat and visa to pay. Would love to clear my cat next cuz monthly payments are quite high, but my visa has intrest rate. I'm paying more than min payment but in 2 minds as to which will be best to focus my attentions on.
Keep up the good work everyone:D

clearmydebts

nickynoo08 wrote: »

Yay i got a job!!!! Been looking for ages n never thought i was gonna get one this side of xmas. I'm sooo pleased as it now means that i should be able to have o/d cleared by xmas:j. then i'll only have my cat and visa to pay. Would love to clear my cat next cuz monthly payments are quite high, but my visa has intrest rate. I'm paying more than min payment but in 2 minds as to which will be best to focus my attentions on.
Keep up the good work everyone:D

Congratulations Nickynoo!