Damaged car - fix first or trade in now?

AdrianHi

On that kind of money it's a "no brainer"

c) Get it fixed then trade it in (insurance claim*)

Do you have protected no claims?
No way will you loose £1500 in higher insurance premiums in any case.

Quentin

IM wrote: »

One thing though, given that you put your registration into quote engines these days, will getting a number of 'virtual' quotes leave any kind of footprint, or cause subsequent quote attempts to fail?

Many let you put in make and model without the reg number. Or put in a made up number and it comes back with "cannot find this", and then gets you to input the make and model.

++++++++++++++++++++++++++++++++++++++++++++++++

Regarding your quotes now to hand - are they for insurance purposes?

How much is your insurance premium now, and how much NCB have you got, and how much excess (and will it be two separate claims?)

Pew_Pew_Pew_Lasers!

The quote for the scratch is laughable.

Is it metallic paint?

Useless_With_Money_3

Pew_Pew_Pew_Lasers! wrote: »

The quote for the scratch is laughable.

Is it metallic paint?

it's not, as they will spray the whole side of the car, as its the easiest way to blend in.

mrtg0525

Hang on - you're saying that it's not any kind of metallic paint (there are several around) and still they're trying to respray the whole side of the cars "as it's the easiest way to blend in"?

You want to try a decent bodyshop, you do. Metallic/Mica/Pearl paint is different and may need a larger area to blend in but a good bodyshop should be able to match a solid colour.

Actually, I know it sounds sexist and all that, but one of my neighbours went to get a quote for getting a few scratches and some small dents fixed. Her partner told me the quotes were in the 800 quid area and when I spoke to a mate of mine (who is running a bodyshop), he suggested that the price is likely to go down by a lot if he takes the car in - apparently some people in the motor trade factor the gender of the owner into the quote...

IM

To clarify, yes it is metallic paint.

Got a breakdown of the quote in the post....

For the repair to the dent on the side and to paint out the scratch:
Repair and paint labour - 270.00
Paint/materials - 175.00
Consumables - 7.50
Total inc. VAT - £531.68

For the accident damage:
Labour - 324.00
Paint/materials - 125.00
Parts - 477.11
Consumables - 7.50
Total inc. VAT - £1,097.00