shopping around for medical insurance

Stephen66

Hi.

I have never bought private medical cover, critical illness insurance, loss of earnings insurance, etc. I know that there is various advice and web sites to help you lower your car insurance, but what, if any, facilities exist to help you shop around for these other types of insurance? Can you type your details into one web site and it retrieve quotes from several insurers? And if such a thing exists, can you compare like for like? I am thining that it might not be so easy to compare policies because one might be cheaper, but another tha costs more might cover you against more things, making the comparison more difficult. I am thinking that with cars you have third olartyor comprehensive, whereas with medical insurance they seem to cover you against varying ailments; some insurers covering more illnesses than others.

Thanks.

Stephen66

Hi.

I am self-employed, so if I don't work, I don't get any money, and I am therefore thinking of buying some form of loss of earnings insurance. I have looked at a couple of insurers: one scheme paid 70% of your wages if you were ill; another paid 60%. Is this typical? Why don't they pay you 100%? After all, car or house insurance pays the full market value; you don't get say 60% of the value of your car if you are in a crash, why is this different?

Thanks.