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Tuesday 24/06/08 What small dfw things have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today i will:
have a good day everyone, catch up with you all later.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today i will:
- Clicks
- Check online banking
- Update spreadsheets
- Storecupboard meals
- Definately have a no spend day:o
- Find card and pressie for nieces birthday from pressie stash
- Recycle suitable gift bag for pressie
- Make a loaf in breadmaker
have a good day everyone, catch up with you all later.
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Comments
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Morning sophiesmum and everyone

Gorgeous day in London!
Today I have- ridden my bike into work (20p a mile tax relief next year)
- brought in breakfast and lunch
- checked the internet banking
- not spend anything - went £6 over budget at the quiz last night (but we won so we have a £50 bar tab i.e free night out next time we go! And I won a bonus 10l keg of heineken - got some funny looks on the train on the way home cradling my beer baby but that makes OH's birthday drinks this weekend a bit cheaper :rotfl: )
- do pigsback and quidco
- carry on counting down to payday - roll on Friday! :j
Claire0 -
Morning everyone, today im at work already checked online banking and theres exactly in what i planned - thats a first!
made my lunch for work, as ive started a spending diary and spent 1.95 ona sarnie, 40p on a can and 40p on a bar of chocolate yesterday for lunch :-(
Prob need to get a small amount for tea as ive not manages enough for a full shop but will be the minimum and need some milk and bread.
Aiming to work my socks off today !Focusing on clearing the credit cards in 2018 :T0 -
Morning everyone.
Today I will:
- do my daily clicks
- check online banking
- have a NSD
- store cupboard breakfast, lunch and dinner
- line dry washing
- get some more bits sorted for ebay.
Have a good tuesday
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Morning everyone!
Today I have/will:
Checked online banking - all OK
Go to bank and pay in OH's rent/bills money, then pay off a chunk of Visa card
Storecupboard lunch and tea (12 hour shift, booooo!)
PB and QC
Chase final payer for most recent Ebay stuff - will take me over £50 free withdrawal limit on Paypal so need her to pay!
Have great days everyone
xx0 -
Today I am /will
- Have a NSD apart from 60p on a can of pop (have cut down from 3 a day to just 1!)
- Checked on line banking
- Had breakfast at home (first time in years)
Have tea out of the freezer - Brought lunch with me
- Will walk to the park instead of drive to exercise dogs
- Will make lunch for tomorrow out of the second half of the tin of tuna that would have usually been given to the dog -he's not happy!
R0 -
Morning all! I've also bought lunch, done a spending diary and checked all my online banking, i've been paid today so am about to pay all the bills that need to be paid and then obsess over my spending diary!The food shop is tonight but only going for the fresh food as i'm going to shop online for everything else via quidco! Have a fab day everyone.Debt to clear: feels endless...
Weight loss to go: 42lb/13.5lb
Maybe someday i'll be skinny, organised and debt free..
:rotfl:0 -
Morning all... well a late post from me but today i have:
Checked online banking...thank goodness pay day tomorrow !
Done piggy clicks/quidco
Eaten breakfast and lunch at work from storecupboard.. Stayed at work to eat lunch to save petrol going home!
Off to job 2 after this one, so will be a store cupboard dinner too. so A NSD woo woo !
Sunny here in Northampton - however cool under this blinin air conditioning fan ...grrrrr !DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
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Evening people
Today I:
* ate lunch for free at work today
* started my new full-time hours in old job
* got bus to and from work using bus pass
* checked online banking, counting the days til friday!
* am about to clean under kitchen sink and see how many millions of cleaning things I own!
* will attempt to write important letter that is long overdue
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Today I have:
- Checked banking
- Checked mystery shops
- Attacked lawns front and back and had a bit of a housework blitz - free exercise and feel good factor
- Received Co-op statement, not enough for money in the bank, but I got money off vouchers - £5 in total
- Breakfast and lunch from stores - dinner mostly from stores, but had to buy potatoes
- Tried to cancel Blockbuster trial but need to wait til the dvds arrive back with them :eek:
- Charged my phone in the car
- [STRIKE]Do PB CT and comps[/STRIKE] No CT :mad:
- [strike]Check quidco[/strike]
- [STRIKE]Double check when Lovefilm trial ends[/STRIKE] 11 july :eek:
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