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First time poster - looking for advice

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Comments

  • 10past6
    10past6 Posts: 4,962 Forumite
    OK, if possible, cancel the gym membership and contact your local councils leisure dept they have gym facilities in most leisure centre, at fraction of the cost.

    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    Its something i need to control, im fully aware of that.

    I am a heavy user of my mobile, though id ideally like to chop at least 20quid off the average
    OK, click here, it's the mobile phone forum, post in there, someone may have advice how to reduce it.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • superstar16
    superstar16 Posts: 12 Forumite
    Thanks alot 10past6. Appreciate your advice.

    Always willing to take on board good advice
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done for posting your SOA. Just a note for next time.... use the format button for MSE not the format button for Make Sense, then it will format all neatly when you post it here in future :)

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • Just to add to the gym debate: I realise that going is a social as well as fitness event, however, I purchased a York dumbell and barbell set from an E-bay retailer last August for £26 and I'm still going strong (forgive the pun!) with them. I train in the garage at home, have a radio for company and it's brilliant. Granted, some people find it difficult to improve their fitness alone (if so why not invite a friend around and encourage them to save membership fees too?) but my main motivation is by saving the gym membership fee which in your case is £42 per month.

    A possibility of saving £500 per annum without compromising anything; or as 10past6 previously stated, at least cut your costs by joining something less expensive.

    Definitely worth a go!
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