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just curious......sub card q

youknowwho
youknowwho Posts: 259 Forumite
in Credit cards
does having a sub prime CC look bad on your credit nfile? For example, i want to get the halifax ctandard at 27.9% so that i can take advantage of the offer of accessn to your credit file fior free for 12 months. i am going to be paying off in full, dont worry money savers!!!!

i have other credit which is "prime" but ihope it doesn't make make my credit file look bad.

any suggestions??
Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbs :)Target 146lbs by 30 JUN 13

Happiness is a way of life not a destination.:j

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Other lenders searching your file are not given the provider's name...only the credit information associated with it, ie balance, limit, payment history (ie, on time or not), etc.

    The name is only visible to you and the credit reference agencies themselves.
  • clio
    clio Posts: 3,345 Forumite
    YB what do other credit card companys see when you do a BT??
    do they see balance etc etc!!
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They don't "see" anything when you "do a BT".
  • clio
    clio Posts: 3,345 Forumite
    Not even the name of the other place your bt'ing from like bank/cc company/store card shop etc.....
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    clio wrote: »
    Not even the name of the other place your bt'ing from like bank/cc company/store card shop etc.....
    Yes, they'll see that, for example 'Egg Mastercard', but they don't do a credit search (so don't "see" anything else)...which is what I thought you meant.
  • clio
    clio Posts: 3,345 Forumite
    Ahhhhh so you woz telling me porkies lol... need slappy on the wristy's ;)
    no i new about the search, just did not know what they seen, as when i done
    a BT the woman said was that an EGG Blue card i said no an EGG Money card.
    whats a blue card [ Apart from it being BLUE]
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The Egg Blue card was re-branded Egg Money in September 2005.
This discussion has been closed.
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