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My PC has slowed to almost standstill

My PC has slowed to almost standstill over the pst couple of days. There are pop-ups which can't be closed. I have run five so-called free programmes - they all scanned but then wanted money to delete the trojans, adware, viruses, spyware. I cannot access my Hotmail, and it took me 3/4 hour to reach Martin's site. I can't afford to pay for a destroyer - I am also a total non-techie female - I'm also on Windows 98 - ahnyone got any ideas which might help? (I don't even know if I will be able to get back on to get your advice!!!)
PerrilessPerrilessPerrilessPerriless[/ :j
] :j :j

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