Help anybody!

wanttobeasaver

Just wondering if any one could help me?

I Have a few cc im going to pay of in full & was wonndering on 1 i owe i think £1500 can you negoiate with the cc company if your paying in full to get a better deal rather thann paying it all as a lot is intrest

Any ideas?

bethanyrayne

wanttobeasaver wrote: »

Just wondering if any one could help me?

I Have a few cc im going to pay of in full & was wonndering on 1 i owe i think £1500 can you negoiate with the cc company if your paying in full to get a better deal rather thann paying it all as a lot is intrest

Any ideas?

You can try but it could damage your credit rating. If you owe it and can pay it do so.

exel1966

If you read the other 6,000 threads (at least) asking the very same subject, you'll soon get a good idea of what the likely response will be and what it will do to your rating.

Penny-Pincher!!

exel1966 wrote: »

If you read the other 6,000 threads (at least) asking the very same subject, you'll soon get a good idea of what the likely response will be and what it will do to your rating.

That's a bit rude!

OP, if you look on the page there is a search facility. Click on it and put in the wording you are looking for, something should come up for you. There are a lot of threads about this subject and your question should be answered very well.

Good Luck.

PP
xx

exel1966

Penny-Pincher!! wrote: »

That's a bit rude!

OP, if you look on the page there is a search facility. Click on it and put in the wording you are looking for, something should come up for you. There are a lot of threads about this subject and your question should be answered very well.

Good Luck.

PP
xx

Nothing rude about it whatsover ! I may have slightly exaggerated the number of threads, but it's basically telling the OP that there are many threads already here with the answers............................just as you have done !:rolleyes:

Money_Mad_3

Yes you can negotiate but it is logged on your credit file as part payment you can always try best in your pocket especially if it has a high interest rate

hur575

exel1966 wrote: »

Nothing rude about it whatsover ! I may have slightly exaggerated the number of threads, but it's basically telling the OP that there are many threads already here with the answers............................just as you have done !:rolleyes:

i totally agree your words was just repeated in different way

wanttobeasaver

o soooooooooo sorry for asking im new to all this!!!

thought it said somewhere about helping each other? not being RUDE!!!!:mad:

PROLIANT

wanttobeasaver wrote: »

o soooooooooo sorry for asking im new to all this!!!

thought it said somewhere about helping each other? not being RUDE!!!!:mad:

Why don't you want to pay back what you owe? If you are in financial difficulty declare yourself bankrupt or sort out an IVA. If you don't mind me asking, what is your situation?

wanttobeasaver

O i have the money to pay it back just thought id ask if you can try asking about negotating as peeps are always talking about how to get money off etc now i know it was a silly question!!- but anyway il think again before asking.

Thanks to those who did answer my question:beer: will have to give them it back thats what i thought o well i did spend it i suppose:rotfl:

PROLIANT

wanttobeasaver wrote: »

O i have the money to pay it back just thought id ask if you can try asking about negotating as peeps are always talking about how to get money off etc now i know it was a silly question!!- but anyway il think again before asking.

Thanks to those who did answer my question:beer: will have to give them it back thats what i thought o well i did spend it i suppose:rotfl:

Ok, I think I see where you are coming from, you were looking for a deal to see if you could get a bit of discount for clearing the debt in full.