We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Car Insurance for New Driver
Options
My OH has just bought a car, but he hasn't passed his test yet which is booked for November. He wanted the car now, so he can practice before the test. I couldn't insure him on mine as the terms of my policy state you must hold a licence for a year before you can go on the insurance, and it's not a suitable car for a learner.
Insurance for provisional drivers is very expensive, so I was wondering the best way to do it.
1) If he insures it as a provisional now, will they reduce the price for the rest of the year once he passes?
2) Can I insure in my name with him as an additional driver, then cancel it and get a policy in his name once he passes?
3) Any other suggestions on the cheapest way of doing it? He'd want social and domestic cover for now, then upgrading it to cover commuting once he passes his test. He is over 30, so he's not a boy racer!
Insurance for provisional drivers is very expensive, so I was wondering the best way to do it.
1) If he insures it as a provisional now, will they reduce the price for the rest of the year once he passes?
2) Can I insure in my name with him as an additional driver, then cancel it and get a policy in his name once he passes?
3) Any other suggestions on the cheapest way of doing it? He'd want social and domestic cover for now, then upgrading it to cover commuting once he passes his test. He is over 30, so he's not a boy racer!
Here I go again on my own....
0
Comments
-
He should be able to find insurance for himself as a learner driver with you as the name driver. It may not be as expencive as if he had passed his test as he will not be allowed out without a qualified driver next to him.
There has been a discussion on this before. Try looking in searches.
Hope this helps.£2 Coins Savings Club 2012 is £4.............................NCFC member No: 00005.........
......................................................................TCNC member No: 00008
NPFM 210 -
hi for new drivers try quinn-direct.co.uk - saved me £500 over budgets cheapest - i took it out as a leaner driver (as you can still gain the years no claim bonuses) when i passed my test it only went down £50 anyway.
Overall it will be best to get it in his own name so he can start working on the years no claim stuff - thats what i did. First year £1400 (not using quinn direct) the next year with quinn with a years no claim - £550 and i'm only 23!!!‘It ain’t over 'til it's over’0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards