1st car for a 17 yr old?

Conor_3

sarah_elton wrote: »

As for insurance... Couldn't possibly advocate this of course but the cheapest way is to insure it in your own name and have DS as a named additional driver. Some insurers such as Direct Line allow named drivers to build up their own no claims discount. The downside of course (besides the fact that you should really be the main driver with that setup) is that if he crashes it could mess up your own NCD.

If the main driver is the DS, it's illegal and is FRAUD as in proper criminal conviction fraud. In the event of an accident, you'd find yourself uninsured. The driver would get 6 points for driving with no insurance which would mean a ban and retest for DS, the registered keeper would get fined 6 points for allowing it to be driven without insurance and its possible the person who took out the insurance would be prosecuted for fraud. In addition to that, the insurance company would sue the person who took out the policy for the full value of the payout. In addition to that, insurance for the parent for the next couple of years would be so high that it would make the amount they were trying to avoid by scamming the insurers look like pocket change.

skintas_2

fiesta are good and cheap also cheap on the parts, and cheap parts at the scrap yard. if your wanting something a bit bigger what about a 206 or 306.

i found tesco compare very good site to get insurance ive saved 100s this year. good luck.......

raskazz

Go for group 1 cars. You can check vehicle groupings here:

http://www.thatcham.org/abigrouprating/

Just select '1' on the field 'Advisory Group (1 - 50)' for the lowest risk cars.

jaydeeuk1

Bell car insurance is cheapest for new drivers with 0 no claims, about 10-20% cheaper than direct line (was with them before)

anewman

jaydeeuk1 wrote: »

Bell car insurance is cheapest for new drivers with 0 no claims, about 10-20% cheaper than direct line (was with them before)

Again, there's no magic insurer. You have to check and get quotes with as many as possible to be sure. If one insurer was cheaper than all the others then we'd all use them

cajef

anewman wrote: »

If one insurer was cheaper than all the others then we'd all use them

And worth remembering cheapest is not always best, some bump up the excess to bring the policy down.

anewman

cajef wrote: »

And worth remembering cheapest is not always best, some bump up the excess to bring the policy down.

Also interestingly TPFT was cheaper than TPO for me, so better cover can sometimes be had cheaper (best not to assume TPO will be cheapest).

suki1964

anewman wrote: »

There's never really much point in buying someone a car before they have passed a test IMO. Yes it gives the opportunity of practice outside of lessons, but it probably ends up costing more than the extra lessons to pass in the long run - even though lessons are expensive.

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Now for me I didn't feel confident enough to take my test until I had my car and was driving more, even though my instructor was pushing for me to take my test

Lessons usually only teach you enough to pass a test, nothing can beat the experience of driving from A to B under your own steam without an instructor with duel control beside you

Alybea

I'm 24, I've only been driving two years though.
my car is a 1997 renault clio - it's never broken down and left me stranded, it had done 60K miles and cost £1k.
Insurance is cheaper than a fiesta too.

hewhoisnotintheknow

dont spend that much he is likely to crash it. Buy something slow and safe