Slight negative equity - jump ship or sit tight?

pinkshoes

geoffky wrote: »

you are missing something!!!!! i am not a str

Ahhh, so you've never owned a home. Sorry, I just mis-understood then, as you'd written

geoffky wrote: »

WHEN we buy again

so I took the "again" to mean you had previously owned, but had sold to rent.

PasturesNew, I think you got your wires crossed. I was querying geoffky on why he didn't mind selling all his old belongings and buying brand new, but appeared to be worried about the depreciation of the value of a house.

PasturesNew

ixwood wrote: »

I think most that do probably buy on tick. Only £30 per month init!

Nice floorboards shouldn't be ruined with carpets IMHO. Carpets are so last millennium.

Nice floorboards can be a myth. The reality of real floorboards in most houses about 130 years old is:
- some matey will have ripped them up a few times by now, to gain access to the under floor space to fit water, gas, electricity, central heating. There will be odd boards and boards that have holes in them
- sanding down floorboards isn't the easy game it looks. I watched somebody keen and super fit try it once, monumental fail.
- old floorboards are draughty because beneath them is a huge void, if you go down there you'll see the air bricks.

I don't like carpet though. It traps dirt. It is easy to make a mistake and buy the wrong one. It wears unevenly. It has the potential to stain. It's a big upheaval every time you fit a new carpet (every 15 years or so if you can live that long with your first expensive mistake)

With some kind of hard flooring, you can clean them more easily and throw rugs about to change the look of it over time.

I have laminate here. I wouldn't want my old mum in a house with laminate. It can be lethally skiddy. I've nearly taken many a tumble already.

Doozergirl

I've got some super floorboards that I have to get rid of as we're digging down and creating a new floor slab. If anyone wants them, LOL!

Declutter, declutter, declutter!

PasturesNew

pinkshoes wrote: »

PasturesNew, I think you got your wires crossed. I was querying geoffky on why he didn't mind selling all his old belongings and buying brand new, but appeared to be worried about the depreciation of the value of a house.

Yes, my mistake.
I do make mistakes
Too keen.

And I am finding myself "disturbed" from some postings I made earlier, so a bit "out of sorts" tonight until my brain unfogs from that.

tryinhardtosavethepennies

It's funny, PN, I have this image of you as the "Oracle" from the Matrix, or some other "Enlightened One", sitting on a persian rug or something...! You give off a very chilled out, no-need-to-rush-with-anything sort of vibe. It's kinda soothing...!

geoffky

This might sound a little mad but the reason we dont want to take any stuff with us is we are very lucky to be able to give it all away and are able to afford to equip the house out from top to bottom.we have 270k for buying and furnishing it out so i reckon 15k will do the lot plus we are quite comfortable financially as i retired at 40 but have not always been cash rich. so i know plenty of people who are struggling and will benefit from the stuff we are going to give them.

PasturesNew

tryinhardtosavethepennies wrote: »

It's funny, PN, I have this image of you as the "Oracle" from the Matrix, or some other "Enlightened One", sitting on a persian rug or something...! You give off a very chilled out, no-need-to-rush-with-anything sort of vibe. It's kinda soothing...!

Yes. That's right.
Spot on.

PasturesNew

geoffky wrote: »

This might sound a little mad but the reason we dont want to take any stuff with us is we are very lucky to be able to give it all away and are able to afford to equip the house out from top to bottom.we have 270k for buying and furnishing it out so i reckon 15k will do the lot plus we are quite comfortable financially as i retired at 40 but have not always been cash rich. so i know plenty of people who are struggling and will benefit from the stuff we are going to give them.

What a very nice man.
I wish everybody was like that.
There's far too much greed these days.

mlz1413

lostinrates wrote: »

.lots and lots and lots of books and cds....we want them SO badly but just cant have them. we live:eek: in a small bedroom with a bed taking up half of it, a huge antique chest of drawers and tall boy the rest. Our window sills are stacked high with books. The cats love mountaineering to bed, but I can't take it for much longer.

I admire that you can live in such a small space as a couple, hope you get somewhere of your own soon! What sort of area are you looking in?

lostinrates

mlz1413 wrote: »

I admire that you can live in such a small space as a couple, hope you get somewhere of your own soon! What sort of area are you looking in?

Well DH lodges four night a week, so its as 1 and a half rather than as a couple really but we would do it as a couple too. we are lucky that we never get bored of each other or annoyed by each other and woul really like to spend all of life holding hands, but life ain't like that.:rolleyes:

We have been very, very open about where we look. I am looking at the further sububan area of London (Kent, East essex, herts, Berks, Oxfordshire sussex, surrey, hampshire east wiltshire, bucks) as a suburban option, both of us living together.

Something that really, really would do has come up in Kent but I'm panicking. Bth my parents are older, and my mother particularly has health problems. The idea of driving from rural kent to rural SW in an emergency with a potential start up business and all my animals, and hopefull a kid, is not pleasing or perhaps wise. We would really be best staying west of London, but I don't think we'll afford it.