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0% and default
hur575
Posts: 343 Forumite
in Credit cards
Hi all
Is there any way getting 0% card with default registered in my name since march last year witch is been settled for 3 missing payments? I do have 4 cards, natwest, Barclaycard, cit and Halifax with only natwest had been paid fully, is there a way of negating a 0% for existing customers?? If so which one if these four is the easiest from people's experience.
Is there any way getting 0% card with default registered in my name since march last year witch is been settled for 3 missing payments? I do have 4 cards, natwest, Barclaycard, cit and Halifax with only natwest had been paid fully, is there a way of negating a 0% for existing customers?? If so which one if these four is the easiest from people's experience.
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Comments
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hi did you get the 4 card whilest you already had the default registared??you cant change yesterdaybut you can make tomorrow better0
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darcyvuqua wrote: »hi did you get the 4 card whilest you already had the default registared??
I got them all before that stupid default, except citi card I didn’t even ask for cc, I applied for the current account online and got their cc with £3500 limit! And that 4months after the default0 -
really thats ok i guess i cant get anything cc wise i was not even aware that you could get a cc with a limit of 3500 after a default!! lolyou cant change yesterdaybut you can make tomorrow better0
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Ok may be I am not sure what default means then?? 3 missing payment count as default right?? Or is that wrong?darcyvuqua wrote: »really thats ok i guess i cant get anything cc wise i was not even aware that you could get a cc with a limit of 3500 after a default!! lol0 -
it has to be marked with a red 8 and say that the account was defaulted on such date i think you were maybe just in arrears as a default would possibly put you in my situation as to have no credit for 6 years as that is how long they stay on your file!you cant change yesterdaybut you can make tomorrow better0
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darcyvuqua wrote: »it has to be marked with a red 8 and say that the account was defaulted on such date i think you were maybe just in arrears as a default would possibly put you in my situation as to have no credit for 6 years as that is how long they stay on your file!
Thanks for the clarification, and I am sorry about yours. This defaulted account is the only ugly thing in my file, and it was by stupid mistake for stupid amount.0 -
i only have 3 years left and they were all in total only for £400 paid off this month and last hopefully i will get a horrible rate card to improve my rating very soonyou cant change yesterdaybut you can make tomorrow better0
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