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On another note - i had an arrangement set up with Capquest for our Egg Loan (large amount over 18k) they agreed the sum of £150. until December 2010 but i had a letter yesterday saying it was review time and tehy are now requesting an extra £30 per month?Focusing on clearing the credit cards in 2018 :T0
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Dottyanne, do you use CCCS or Payplan, or are you doing this DMP yourself?"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0
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was with CCCS but now doing myself - thought id be able clear them a lot quicker than with CCCS and tbh ive had a bit of success doing it this way - the capquest (Egg Loan) is the largest of the debts we have and my original plan was to get all th rest paid off bar this and the money we owe my dad before then end of the year - im oging to do a spreadsheet at the weekend with all o/s balances and work through them. - even though im skint at the mo due to holiday i still think its doeable. (hopefully)!Focusing on clearing the credit cards in 2018 :T0
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Dottyanne, have you paid for the holiday? Or just a deposit?"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0
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Hi merlot - its been paid off in full, although i had to borrow some to pay off in time, if id cancelled woould have lost £500 deposit which we can ill afford - i know now in hindsight I shouldnt have booked it but again its done now and i cant take it back. I do these stupid things and live to regret it. Am saving free vouchers through work for the holiday next year so this WONT happen again...Focusing on clearing the credit cards in 2018 :T0
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Think im going to sit down later get all debts out and work out when they are paid etc - make a spread sheet if i can - something ot work towardsFocusing on clearing the credit cards in 2018 :T0
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