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Cheapest Buildings only Insurance for house I let out needed please?

I rent a property out and need building insurance for the property.

Most companies want you to live in the house itself, to give you insurance. Does anyone know of any companies who will insure landlords?
Nice Shoes & Expensive Designer Handbags, are my downfall!

Comments

  • niceshoes wrote:
    I rent a property out and need building insurance for the property.

    Most companies want you to live in the house itself, to give you insurance. Does anyone know of any companies who will insure landlords?

    hi there! you may be needing a homeowners insurance..
    try visiting this site: netquote.com

    this is how it works:
    you just plug in your info and the system automatically matches your information to companies with services that most closely meet your insurance needs. Those selected insurance companies process your request and contact you via email, fax, or phone with a quote.
  • Dumbledore55
    Dumbledore55 Posts: 1,435 Forumite
    Part of the Furniture Combo Breaker
    That site is American - does anyone know of any good places in the UK to get cheap buildings only (with public liability) insurance?
  • Hi - for anyone who's interested I've found a site with lots of insurance companies that do landlord insurance https://www.landlordzone.co.uk. It doesn't do the search for prices for you but gives you lots of companies to try. I've got a quote from Norwich Union that beats my current insurer by £50 but still haven't finished checking them all.

    HTH
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Our BTL house buildings insurance is with NU as well, through a broker I know - pm me if you want details.
  • jen_jen_2
    jen_jen_2 Posts: 1,032 Forumite
    mine is with rentguard, https://www.rentguard.co.uk
    nice and friendly on phone, cheap but never made a claim so dont know how good they are.
    Ready to Go Go!
  • Rentguard is £50 higher than Norwich Union for my quote - still got a few more to try.
  • jen_jen_2
    jen_jen_2 Posts: 1,032 Forumite
    thanks dumbledore55 just done a quote and NU £8.50 more - how weird is that??
    Ready to Go Go!
  • Beck_2-2
    Beck_2-2 Posts: 18 Forumite
    I have 6 properties which are let out at present, I went through a company called homecall+, they actually use rentguard to underwrite their policy but guess what they come in cheaper for the same quality of cover.

    The only downside is you have to call them which as I found was well worth it as they quoted me cheaper than their site did, they have a freephone number which is 0800 1952033.

    good luck with the bargain hunt

    https://www.homecallplus.co.uk
  • dunstonh
    dunstonh Posts: 120,203 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Reported Becks post as Spam. He works for that company.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    thought we had seen the last of them!
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
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