Top Saving Gripes

KeithEssex_2

BruceyBonus wrote: »

I tend to check this website (link below) to see if rates are changing
Interest Rate Bulletins

Thanks. It's a great website - very useful.

Milarky

On points 3 and 4; these are really covered (by not being covered) by the Banking Code - which is an example of self regulation in lieu of statutory provisions (another recent one being the Faster Payments 'yes you can, no you can't' scheme) For years - centuries even - banks have been able to enjoy a unique relationship with the state rather than be called to account and modernised through legislation.

So I would add: Having a crappy Banking Code rather than a consumerist law that simply makes a lot of current practices illegal

KeithEssex_2

What a shame some of the Banks don't understand that they stand to lose customers when they don't treat people fairly.

Looking at some of the poor paying accounts in the marketplace I am gobsmacked that anyone would ever invest their savings in them (e.g. 0.5-2.0%). They are well away from market rates and need to carry a health warning.

Why not have a rule as part of the Banking Code that says any old accounts not currently being marketed must automatically be switched within 12 months to their best paying equivalent account ?

[Deleted User]

KeithEssex wrote: »

Why not have a rule as part of the Banking Code that says any old accounts not currently being marketed must automatically be switched within 12 months to their best paying equivalent account ?

I don't think I could bare seeing Howard off the Halifax adverts every single time an ad break came round - I'd go insane! :rotfl:

KeithEssex_2

Deleted_User wrote: »

I don't think I could bare seeing Howard off the Halifax adverts every single time an ad break came round - I'd go insane! :rotfl:

He hasn't been on as much lately ... but let's take Annoying Bank Staff in Commercials as another gripe

I can't stand that guy in the Nationwide Advert - very annoying.

freddykrueger

Having call centres where "your call is important to us" and having to go through about 40 different key presses to then be told the waiting time is approximately 4 years 2 weeks 5 days and 13 minutes.

But I'm not bitter.

KeithEssex_2

freddykrueger wrote: »

Having call centres where "your call is important to us" and having to go through about 40 different key presses to then be told the waiting time is approximately 4 years 2 weeks 5 days and 13 minutes.

But I'm not bitter.

Excellent post!!!

[Deleted User]

KeithEssex wrote: »

He hasn't been on as much lately ... but let's take Annoying Bank Staff in Commercials as another gripe

I can't stand that guy in the Nationwide Advert - very annoying.

Or that new guy, Chinese I think, dancing on a ship. He can't even dance!

Or maybe that, how shall I put it, larger than life lady dancing too. Snap. Can't dance!

KeithEssex_2

Deleted_User wrote: »

Or that new guy, Chinese I think, dancing on a ship. He can't even dance!

Or maybe that, how shall I put it, larger than life lady dancing too. Snap. Can't dance!

HOWARD from Sheldon (HALIFAX)
http://uk.youtube.com/watch?v=sVwx69Qqkgc

THOMAS from LEEDS (HALIFAX) :rotfl:
http://uk.youtube.com/watch?v=QjYgos9EwLo

NATALIE from Sheffield (HALIFAX)
http://uk.youtube.com/watch?v=upq86C2_STc

MARK BENTON (NATIONWDE)
http://uk.youtube.com/watch?v=H--tdhf1DPg

reformedEffortMaker_2

when your waiting in branch, in a busy loooooong queue, and the cashiers are making things worse by trying to sell car, travel, home, pet insurance to every customer