Help needed with portfolo investment allocation platforms:

THENOX

Hello,

I need a bit of help regarding the choice of platforms for investment:

I'm a beginner considering to invest in funds, shares and commodities (through ETCs). Shares come into play to provide necessary kick :eek: to get experience that will next need to be used with spread betting when this money will be consumed on a mortgage deposit probably within 2-3 years .

I have 33k to invest currently in:

L6500 currently in 2Cash ISAs with Halifax -this needs to go either to funds or share account.
L7000 -last year S&S ISA currently with III -set as a commodity exposure platform to diversify portfolio -need to stay as it is.
L7200 -to use for either funds (H-L) or shares (III, selftrade?)
L-all-the-rest -to throw onto either normal fund or share account
L-new-money-surely with H-L as buying appropriate funds doesn't incur any brokers charges -so suitable for small purchases every L500-L1000 pounds.

-As can be seen the main problem is where to trasfer/find ISAs (HL or whichever broker for shares) and where to locate the rest of present savings (regular broker's account or funds account). -That or other way round? -Really confusing this is...

I would be grateful to get opinion backed up by an argument :
e.g. all-the-rest-of-money in block into into Hoodless Brennan because the percentage of money used for broker charges will be minimal etc.

THX in advance for your crucial help :beer:


THE NOX

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Self-Conflict…

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