Help needed with portfolo investment allocation platforms:

THENOX

Hello,

I need a bit of help regarding the choice of platforms for investment:

I'm a beginner considering to invest in funds, shares and commodities (through ETCs). Shares come into play to provide necessary kick to get experience that will next need to be used with spread betting when this money will be consumed on a house purchase probably within 2-3 years.

I have 33k to invest currently in:

L6500 currently in 2Cash ISAs with Halifax -this needs to go either to funds or share account.
L7000 -last year S&S ISA currently with III -set as a commodity exposure platform to diversify portfolio -need to stay as it is.
L7200 -to use for either funds (H-L) or shares (III, selftrade?)
L-all-the-rest -to throw onto either normal fund or share account
L-new-money-surely with H-L as buying appropriate funds doesn't incur any brokers charges -so suitable for small purchases every L500-L1000 pounds.

-As can be seen the main problem is where to trasfer/find ISAs (HL or whichever broker for shares) and where to locate the rest of present savings (regular broker's account or funds account). -That or other way round? -Really confusing this is...

I would be grateful to get opinion backed up by an argument:
e.g. all-the-rest-of-money in block into into Hoodless Brennan because the percentage of money used for broker charges will be minimal etc.

THX in advance for your crucial help,


THE NOX

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Self-Conflict…

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