Passwords

KeithEssex_2

rexel wrote: »

email passwords to yourself

I know that some people do this but please remember that most electonic mail is not secure. Some email programs don't even have a password on them (e.g. Microsoft Outlook) and other people could easily read it.

A Bank would consider that emailing a password is effectively the same as writing it down. If they could show that this was the case you would not receive any funds that were stolen from the account as a result. :eek:

It really is in your interests to choose a password that you can remember and don't need to write down.

Pendle_Gazza

Deleted_User wrote: »

I split passwords depending on what they're used for e.g. hotmail, MSE password is used a lot and wouldn't be particulary hard to brute force crack.

However the password(s) I use for online banking would be somewhat harder to crack and are used a lot less.

I have a similar thought process, and group certain things together (i.e. I.M. is 1, through to banking at 7). I choose familiar 'names' relevant to a particular subject matter which interests me, always substituting the usual letters for numbers, and the longer the name the higher the priority.

[Deleted User]

Pendle_Gazza wrote: »

I have a similar thought process, and group certain things together (i.e. I.M. is 1, through to banking at 7). I choose familiar 'names' relevant to a particular subject matter which interests me, always substituting the usual letters for numbers, and the longer the name the higher the priority.

Exactly. Mix in a few uppercase, lowercase characters, a few special characters and you've got a pretty decent password.

xiox

One technique I have is to take four numbers off the card number (e.g. the first number of each four number group), and add a number you can remember to each of these, e.g.

If your card number is
1234 2345 3456 4567

The card number would be
1 2 3 4

If the number you remember is 6539. You would use the PIN
1 2 3 4
6 5 3 9 +
===============
7 7 6 3

(digits are added individually, and numbers over 9 are wrapped back to 0->9 by subtracting 10).

You can then construct separate PINs for each card by just looking at the card and adding on a number to the card number. You only then need to remember one number to derive the PIN for a card. This is useful if you have cards you don't use very often.

[Deleted User]

I've only got 3 cards, 2 I never use all with the same PIN... Doesn't bother me at all...

Newly_retired

All these tricks are all very well but if you've got 15 accounts, and some need 6, some 8, some 9 characters etc, it gets impossible to remember which of your variations goes with which account.
I can remember my three most used ones, but others ....???

James

There's a posting on another thread: Do You Have the Same PIN for Some or All of Your Cards?

(click here).

Banks and Card Issuers are wriggling when it comes to liability for alleged PIN misuse. I can see the same thing happening with passwords. (hope I'm wrong).


This 16-year-old has managed to circumvent security:

(Click here).

If you do PIN with your credit cards, be careful what PIN you choose. This consumer has learnt the hard way.

It was all too easy to guess your PIN code. (Click here). (article half way down page).

This guy was found with Rs 1 Million and lots of PINs and Card Details of UK cardholders. (Click here).

How Card Issuers view you using the same PIN for several cards. (click here). Could the same happen with Passwords?

Big difference between PASSWORDS and PINs is you don't have to have a PIN with your Credit or Debit Card. You can opt out of PINing and ask for Chip & Signature Cards.

hustle90

I have a word document on my computer which contains all my membership/usernames for banking. I do not write down my passwords though. I have a text password for lloyds, number password for A&L and Barclays is PIN Sentry (Card Reader), therefore all my information is different.

TomJ

moneymass wrote: »

As for the OP: If you can't remember a password like n3klw^e3$££4323fd@>~!!}£2[and on and on] then you have two choices,

use a password that could be cracked (using rainbow tables/dictionary attacks/etc) in a 'short' amount of time (added complexity increases computation time) and hope for the best

or write it down and put it in your wallet without a description of what it is or where it's for.

May I commend this method of generating memorable pseudo-random passwords to your attention, posted on the last passwords thread I saw on these 'ere fora.

nomoneytoday

hustle90 wrote: »

I have a word document on my computer which contains all my membership/usernames for banking. I do not write down my passwords though. I have a text password for lloyds, number password for A&L and Barclays is PIN Sentry (Card Reader), therefore all my information is different.

A word doc is the electronic equivalent of writing them down. Please at least put a password on the file as a minimum, or better still delete the file.