We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need a loan? Hows Typical 1355% APR sound!

2

Comments

  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Fine...I've decided I'd like 4 loans now. My payday is 30th June so on £750 loan you'll be quids in....!!!! (btw I like Terry Pratchett).

    I can't believe they have the balls to advertise the APR - do they think people are that stupid or are they just preying on the desperate?
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Fine...I've decided I'd like 4 loans now. My payday is 30th June so on £750 loan you'll be quids in....!!!! (btw I like Terry Pratchett).

    I can't believe they have the balls to advertise the APR - do they think people are that stupid or are they just preying on the desperate?

    They've got to advertise the APR - it's the law.

    If you're desperate for a loan - do you go here or to a kneecap breaker?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Would you like a sausage inna bun with that?
    Real named meat in'em an' all guv!
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • xathras
    xathras Posts: 37 Forumite
    The apr is high but remember its the annual rate and at most your lending over a 30 day period.......
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    And? Not seeing your point here... if you are so desperate you need to borrow from sharks like this (and that's what they are if you ask my oppinion) then you have issues where you need professional help from people like CCCS, CAB or Payplan. Borrowing at £25 per £100 you borrow is so desperate you have some serious issues that need dealing with - and if you need a 30 day payday loan then even more so! If you are so skint 30 days before next pay day you need a loan then it's only going to get worse if you go ahead with it...
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    MrsTine wrote: »
    Would you like a sausage inna bun with that?
    Real named meat in'em an' all guv!

    These people sound like Dibbler. :rolleyes:

    "There were no flies on C.M.O.T Dibbler. He would have charged them rent." - (Terry Pratchett, The Truth)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Darned it if you can't quite Dibbler too ;) Personally I see meself as a bit of a mix between Nanny Ogg and Granny Weatherwax....

    (I always check underneath my bed in case there is a man there... after all you might get lucky one day!)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    MrsTine wrote: »
    Darned it if you can't quite Dibbler too ;) Personally I see meself as a bit of a mix between Nanny Ogg and Granny Weatherwax....

    :eek::eek:

    Maybe these people are Yen Buddhists?

    "The Yen Buddhists are the richest religious sect in the universe. They hold that the accumulation of money is a great evil and a burden to the soul. They therefore, regardless of personal hazard, see it as their unpleasant duty to acquire as much as possible in order to reduce the risk to innocent people."
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    MrsTine wrote: »
    Darned it if you can't quite Dibbler too ;) Personally I see meself as a bit of a mix between Nanny Ogg and Granny Weatherwax....

    (I always check underneath my bed in case there is a man there... after all you might get lucky one day!)

    I should be so lucky!! :rotfl:

    I wouldn't go for a kneecap breaker nor a loan shark...would rather swallow my pride and borrow from friends and family and if I needed £750...which I have done and no interest charged and loan paid back within a month.

    Surely these sharks are not regulated?
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • MrsTine wrote: »
    Darned it if you can't quite Dibbler too ;) Personally I see meself as a bit of a mix between Nanny Ogg and Granny Weatherwax....

    (I always check underneath my bed in case there is a man there... after all you might get lucky one day!)

    I like to check as well, may find Richard Armitage under there one day:rotfl: :rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.