65k to put into a savings account

deano72_2

will be hopeing to have 65k in my pocket soon so will be looking to put into some sort of savings account but want to be able to get my hands on it at short notice..any ideas

CHR15

If you need access to it you are limited to easy access accounts

£3.6K in a cash ISA
Kaupthing Edge
ICICI HiSave account
ICESAVE easy access

Don't put more than 30K (£35K max but leaving a little flex) in any one account.

[Deleted User]

1. Generally ISA's are a good place to start:

http://www.moneysavingexpert.com/savings/ISA-guide-savings-without-tax
and http://forums.moneysavingexpert.com/showthread.html?t=401374

2. You also might like to consider regular savings accounts:

http://www.moneysavingexpert.com/savings/best-regular-savings-accounts
and http://forums.moneysavingexpert.com/showthread.html?t=608697

Regular savings accounts are generally a good place for new money e.g. monthly pay cheques, however if for example you have £3k in a 6% high-interest bank account drip-feeding into a 10% regular savings account then you're essentially getting 8% interest on average for your £3k which beats most fixed rate products - albeit with a bit more work.

3. If you want something with a little less work then fixed rate savings accounts are a good option:

http://www.moneysavingexpert.com/savings/savings-accounts-best-interest#fixed
and http://www.thisismoney.co.uk/saving-and-banking/best-savings-rate/article.html?in_article_id=431812&in_page_id=50

4. One other thing you might like to consider is getting a decent instant access savings account:

http://www.moneysavingexpert.com/savings/savings-accounts-best-interestand http://www.thisismoney.co.uk/saving-and-banking/best-savings-rate/article.html?in_article_id=394164&in_page_id=50