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Accidental Buildings/Contents

Homer2
Homer2 Posts: 7 Forumite
in Insurance & life assurance
Can anyone give me some examples of what accidental buildings/contents covers, as opposed to non accidental and is it worth paying the extra for either.

Thanks

Comments

  • FlameCloud
    FlameCloud Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your normal coverage provides you cover against certain perils- fire, theft, storm, flood etc.

    Accidental damage would include things like dropping TV's, spilling paint on things, putting a whole through a pipe etc.

    Note however that most policies will include AD to electrical equipment and glass as standard. I can't recomend it enough. At a rough guess 50% of our claims are for AD of some description and we are forced to pay so many claims by the FOS under AD it is untrue!
  • Homer2
    Homer2 Posts: 7 Forumite
    A bit belated I know but thanks.
This discussion has been closed.
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