Pool Car Insurance

adamtoyne

We are looking to introduce a small pool car to our small office for activities during work days (probably looking at a Smart Car).
There will be 4 named drivers all with clean driving licenses for over 5 years. Our problem is getting a reasonable insurance quote. If we consider a personal policy with these named drivers we can get a reasonable premium but this seems to increase fourfold on a business policy. It seems that the risks are similar, so why the difference in price?
Does anybody have any advice about getting about the best way of insuring such a pool car without paying extortionate prices?
Any other advice about whether it’s better to lease/buy etc. would also be appreciated.
Thanks
Adam

Conor_3

Business use is unlimited mileage usually and people tend not to give a stuff about company cars.

McAzrael

An old joke, but I'll trot it out again.

Q. What's the fastest car on the road?
A. A rental car.

I'm here all week folks. Try the veal.