Anyone sent funds to the wrong account via bacs?

onlypaddy

QHSE wrote: »

Hi can anyone confirm for certain that only the Sort Code / Account Number are used - there is no name check. I am in the process of paying for childcare and have used the name of the nursery but my account details as the fees have already been paid. Please help

confusing post....what do you mean? you have sent a payment...?

bank computers dont check names on payments, only the sort code and account number

EDIT: beaten to it again....

Biggles

Still no clearer, QHSE. You've 'applied for fees' you've paid in cash? What does that mean? Is it actually a Direct Debit form you have to fill in, not a 'BACS form'?

At least three people have explained that the name isn't used, just the sort code & account number but you're still asking that question.

Tippytoes

I've not done it, but good old ING did when I closed my account with them and asked them to transfer the funds into my linked bank account. Took about a week in total to get it sorted, but I think it may have taken longer if I'd not kicked up and insisted they CHAPS the funds over.

Mistakes easily happen, but I wasn't impressed with the way they dealt with it BTW.

Mikeyorks

QHSE wrote: »

and Mikeyorks you have a message thanks

Just noticed and responded. As Biggles says ..... the name doesn't matter. It's mainly used as an aid to tracing where a Reference is also involved ..... such as Utilities / HMRC.

It's not used in a primary account where you're only quoting Sort Code / Account.