Mastercard - struggling to make payments

fairmorn308

Evening

My OH has a mastercard with adams clothes shop and has a balance of around £850 but is stuggling to make min payments and the balance isnt coming down at all.

Is there is a way to get them to freeze the interest until balance is cleared. the car is no longer getting used.

Transfering to a 0% card is out of the question

any advice would be great

bethanyrayne

fairmorn308 wrote: »

Evening

My OH has a mastercard with adams clothes shop and has a balance of around £850 but is stuggling to make min payments and the balance isnt coming down at all.

Is there is a way to get them to freeze the interest until balance is cleared. the car is no longer getting used.

Transfering to a 0% card is out of the question

any advice would be great

Would aplying for a Barclaycard be out of the question they have 6.9% LOB

They wont discuss any payment arrangement until you default and ruin your credit file and you don't want to do that.

If all else fails beans on toast for a few months. Sorry. :eek:

prudentsaving42

Beans on toast ALWAYS helps.

leicsmarkyr

Give the card issuer a ring and see what they say - there are ways in which they can help you as I have found out. Sometimes able to give you a lower interest rate for a period of time.