What can i include in annual income?

Hazel673

Hi

I'm new to this site so i apologise if my question has already been covered elsewhere but i can't find anything about this.

I'm trying to find a new cc to transfer at least some of mine and hubbys outstanding debts - currently approx 4000. I only work part time so my annual income from my job is low. When asked in cc application for annual income, can i include my husbands income or just mine? Also wondering whether annual income can include benefits such as child tax credit and child benefit?

Feeling a bit confused. Any help would be greatly appreciated. Thanks.
xxx

johnllew

Hazel673 wrote: »

When asked in cc application for annual income, can i include my husbands income or just mine?

If you're asked for "household income", include your husband's. Otherwise, just your own.

Also wondering whether annual income can include benefits such as child tax credit and child benefit?

Yes.

Hazel673

Thank you for your help. Obv didn't want to be fraudulant or anything so glad i asked now!

galileo

Also note the distinction between salary and income. Some application forms ask for income, in which case benefits etc you can put down, whereas other forms refer to salary, which wouldn't include benefits etc...