Working Tax Credit stopped!

teresacat

Conor wrote: »

You need to sort your financial life out then. £1400 a month is our family income INCLUDING tax credits. That clothes and feeds two adults and two kids and we don't really cut back on anything and the kids both get £25 a month each in their savings. Our mortgage is only £50 less than yours. Seriously you need to figure out where your money is going because there's something wrong somewhere. Post on the Debt Free Wannabees forum for some advice. You may find out that you're paying through the nose for a lot of stuff and can get it cheaper elsewhere. There's always money to be saved on gas/electric, car insurance, home insurance and internet/phones.

Hmmmmm- so your income is pretty much the same as ours, yet you have 2 children. Blimey! I actually thought I was doing well with the bills as I've recently managed to bring them down on broadband, phone, water and gas. To be honest part of the problem is that I don't see any of my OH's money really, so my part-time wages has to cover all the bills and food etc. The only things I don't have to find are the rent and petrol as he pays that. But he has debts and csa payments to make. I know I'd never get him on here as I can't even get him to change his credit card where he's paying £130 a month but never getting the balance down. To me that's just plain daft. So perhaps I need to sort that out as opposed to my "financial life" :rolleyes:
Thanks to all anyway, and I do realise I'm getting off topic here, so will take a look at the debt-free forum next time I get the chance to get here.

tigtag02

You really need to post your SOA on the DFW board ~ I just cant figure how your utilities are £600 a month EXCLUDING mortgage :eek::eek: